METHOD OF OBTAINING PREPAYMENT OF A CONTRACT PAYMENT
First Claim
1. A transaction method for collecting prepayment for a service contract comprising:
- providing a product representation at a retail location, said product representation containing an offer of services from a service provider;
a customer selecting the product representation and presenting the product representation for purchase;
the customer completing the purchase wherein a settlement value for the purchase is transferred to the service provider; and
the customer then using the product representation to contact the service provider to obtain the services offered.
2 Assignments
0 Petitions
Accused Products
Abstract
A method for conducting a transaction is provided wherein a consumer prepays for a service in a traditional retail transaction to obtain a voucher that allows the customer, at a later time and date, to complete the enrollment process in order to obtain the underlying service. In general operation, a customer selects a desired service that is represented by a tangible product representation, such as a gift card or the like. That product representation is then presented to the cashier at the retail location like any other product and the customer pays the cashier for the product. The settlement value for the retail transaction is sent to the service provider and the customer uses the product representation to contact the service provider to complete the transaction for services and establish a contract or account.
15 Citations
19 Claims
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1. A transaction method for collecting prepayment for a service contract comprising:
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providing a product representation at a retail location, said product representation containing an offer of services from a service provider; a customer selecting the product representation and presenting the product representation for purchase; the customer completing the purchase wherein a settlement value for the purchase is transferred to the service provider; and the customer then using the product representation to contact the service provider to obtain the services offered. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A transaction method for obtaining prepayment of a contract premium comprising:
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providing a product representation at a retail location, said product representation containing an offer of services from a service provider and a premium amount to be paid for said services; a customer selecting the product representation and completing a purchase transaction for the product representation, wherein said premium amount is transferred to the service provider; and the customer then using the product representation to contact the service provider to obtain the services offered. - View Dependent Claims (16, 17, 18, 19)
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Specification