SYSTEM AND METHOD FOR PAYMENT CARD INDUSTRY ENTERPRISE ACCOUNT NUMBER ELIMINATION
First Claim
Patent Images
1. A computer-readable media having stored thereon computer-executable instructions for providing payment card industry enterprise account number elimination wherein the instructions perform steps comprising:
- receiving a credit card number;
substituting in real-time a token id for the credit card number; and
using the token id in applications in lieu of the credit card number.
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Accused Products
Abstract
A system and method replaces credit card numbers in systems that are customer facing with token Ids to thereby reduce exposure to credit card number theft.
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Citations
11 Claims
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1. A computer-readable media having stored thereon computer-executable instructions for providing payment card industry enterprise account number elimination wherein the instructions perform steps comprising:
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receiving a credit card number; substituting in real-time a token id for the credit card number; and using the token id in applications in lieu of the credit card number. - View Dependent Claims (2, 3)
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4. A system for providing payment card industry enterprise account number elimination, comprising:
a vault infrastructure in communication with client facing applications, the vault infrastructure having programming for receiving a credit card number;
substituting in real-time a token id for the credit card number; and
for causing the token id to be used by the applications in lieu of the credit card number.- View Dependent Claims (5, 6, 7, 8, 9, 10, 11)
Specification