Pet passenger insurance coverage and methods therefor
First Claim
1. A method of insuring pet passengers of motor vehicles comprising:
- collecting underwriting data from a prospective customer, the underwriting data including identification of at least one covered pet;
issuing an insurance policy to the prospective customer, the prospective customer becoming an insured under the insurance policy, the insured owning the at least one covered pet;
determining the occurrence of a covered loss, the covered loss comprising one of injury to, death of or disappearance of the at least one covered pet caused by a motor vehicle collision; and
paying a first payment for the purposes of paying covered expenses related to the covered loss.
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Accused Products
Abstract
A method of insuring pet passengers of motor vehicles comprises collecting underwriting data from a prospective customer, the underwriting data including identification of at least one covered pet, and issuing an insurance policy to the prospective customer, the prospective customer becoming an insured under the insurance policy, the insured owning the at least one covered pet. The method further comprises determining the occurrence of a covered loss, the covered loss comprising one of injury to, death of or disappearance of the at least one covered pet caused by a motor vehicle collision and paying a first payment for the purposes of paying covered expenses related to the covered loss.
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Citations
20 Claims
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1. A method of insuring pet passengers of motor vehicles comprising:
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collecting underwriting data from a prospective customer, the underwriting data including identification of at least one covered pet; issuing an insurance policy to the prospective customer, the prospective customer becoming an insured under the insurance policy, the insured owning the at least one covered pet; determining the occurrence of a covered loss, the covered loss comprising one of injury to, death of or disappearance of the at least one covered pet caused by a motor vehicle collision; and paying a first payment for the purposes of paying covered expenses related to the covered loss. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method of offering pet passenger coverage comprising:
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receiving a request for motor vehicle insurance from a prospective customer; collecting underwriting data from the prospective customer; offering to the prospective customer supplemental insurance coverage comprising pet passenger coverage for at least one covered pet, wherein the pet passenger coverage compensates for covered expenses related to injury to, death of or disappearance of the at least one covered pet in a motor vehicle collision; receiving from the prospective customer acceptance of the offer of supplemental insurance coverage; and issuing both a motor vehicle insurance policy and the supplemental insurance coverage to the prospective customer wherein the prospective customer becomes an insured under the motor vehicle insurance policy. - View Dependent Claims (11, 12, 13, 14, 15, 16)
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17. A method of paying expenses pursuant to an insurance policy comprising:
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receiving a claim for payment from an insured; determining that the insured is covered under at least one insurance policy including pet passenger motor vehicle coverage covering at least one covered pet; determining a covered loss under the at least one insurance policy has occurred, the covered loss comprising the at least one covered pet being injured, killed or disappearing in a motor vehicle collision; and paying covered expenses related to the treatment, disposal or replacement of the at least one covered pet to either (i) the insured or (ii) on the insured'"'"'s behalf. - View Dependent Claims (18, 19, 20)
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Specification