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SYSTEM AND METHOD FOR THE TRANSFER OF LOYALTY POINTS

  • US 20090299845A1
  • Filed: 08/14/2009
  • Published: 12/03/2009
  • Est. Priority Date: 03/29/2001
  • Status: Abandoned Application
First Claim
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1. A method comprising:

  • acquiring, by a loyalty computing device, balance data related to loyalty point balances of sponsored consumer loyalty accounts associated with sponsoring companies, wherein said sponsored consumer loyalty accounts comprise at least one of manufacturer loyalty points issued by a manufacturer, merchant loyalty points issued by a merchant or a third set of loyalty points;

    determining, by said loyalty computing device, said sponsored consumer loyalty accounts that meet at least a portion of qualifications for a loyalty point transfer based on rules;

    deducting, by said loyalty computing device, at least a portion of said loyalty point balances of said sponsored consumer loyalty accounts that meet said qualifications; and

    ,crediting, by said loyalty computing device, a host consumer loyalty account associated with a host company with at least a portion of said loyalty point balances, wherein at least one of said sponsoring companies or said host company initiated a transfer of said loyalty points.

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