Non-Cash Cash-on-Delivery Method and System

• US 20090299903A1
• Filed: 12/05/2008
• Published: 12/03/2009
• Est. Priority Date: 12/07/2007
• Status: Abandoned Application

• Current Assignee: Taiwan Pelican Express Company Limited
• Original Assignee: Taiwan Pelican Express Company Limited
• Inventors: HUNG, TZU-CHIEN, SHEU, CHYUAN-LU, WU, YUEH-O
• Application Number:
  US12/329,160
• Publication Number:
  US 20090299903A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Abstract

The present invention provides a method and system for non-cash cash-on-delivery. In the conventional process of the cash-on-delivery in logistics, a wireless communication apparatus is provided to read the information of the identification docket number and a non-cash payment tool, and the information is transported to the logistics server so as to accomplish the mechanism of the collecting-and-paying for another with a financial institution.

Claims

1. A non-cash cash-on-delivery method, comprising:

a first party and a second party agreeing on a deal comprising a target item and a non-cash cash-on-delivery information, wherein the non-cash cash-on-delivery information comprises a payment amount;

the first party providing the non-cash cash-on-delivery information for a third party, and the first party acquiring a identifying docket number from the third party;

the third party recording the non-cash cash-on-delivery information and the identifying docket number in a server, wherein the non-cash cash-on-delivery information corresponds to the identifying docket number, and the server is connected to a wireless network and a financial network;

the first party indicating the identifying docket number on the target item by a first carrier and delivering the target item to the third party;

the identifying docket number is entered to a wireless transportation apparatus, wherein the wireless transportation apparatus is connected to the wireless network;

the second party providing a card swipe information for the wireless transportation apparatus by a credit card/financial card, wherein the wireless transportation apparatus comprises a first interface adopted for reading card swipe information of the credit card/financial card by the wireless transportation apparatus;

the wireless transportation apparatus transporting the card swipe information and the identifying docket number for the server through a wireless communication protocol by the wireless network;

the server identifying the identifying docket number with the payment amount to generate a identifying result, and providing the card swipe information and the payment amount for a financial institution through the financial network according to the identifying result;

the financial institution providing an authorization for the server through the financial network according to the card swipe information and the payment amount;

the financial institution transferring a first transfer amount to the third party according to the authorization;

the server converting the authorization to an authorization information, and providing the authorization information for the wireless transportation apparatus through the wireless communication protocol by the wireless network;

the wireless transportation apparatus printing the authorization information on a second carrier;

the second party providing a signature for the second carrier;

the third party providing the target item for the third party; and

the third party transferring a second transfer amount to the first party according to the authorization and the identifying docket number.

2. The method according to claim 1, wherein the wireless transportation apparatus reads the signature on the second carrier to generate signature information, and provides the signature information for the server through the wireless communication protocol by the wireless network.

3. The method according to claim 1, further comprising that the wireless transportation apparatus transports a password to the server through the wireless communication protocol by the wireless network, and the server provides the password for the financial institution through financial network, wherein the financial institution provides the authorization after identifying the card swipe information, the payment amount, and the password.

4. A non-cash cash-on-delivery method, comprising:

a first party and a second party agreeing on a deal comprising a target item and a non-cash cash-on-delivery information, wherein the non-cash cash-on-delivery information comprises a payment amount;

the first party providing the non-cash cash-on-delivery information for a third party, and the first party acquiring a identifying docket number from the third party;

the third party recording the non-cash cash-on-delivery information and the identifying docket number in a server, wherein the non-cash cash-on-delivery information corresponds to the identifying docket number, and the server is connected to a wireless network and a financial network;

the first party indicating the identifying docket number on the target item by a first carrier and delivering the target item to the third party, and the third party delivering the target item to the second party;

the identifying docket number is entered to a wireless transportation apparatus, wherein the wireless transportation apparatus is connected to the wireless network;

the second party providing a paying medium information for the wireless transportation apparatus by a non-cash paying medium, wherein the wireless transportation apparatus comprises a first interface adopted for reading card swipe information of the non-cash paying medium by the wireless transportation apparatus;

the wireless transportation apparatus transporting the card swipe information and the identifying docket number for the server through a wireless communication protocol by the wireless network;

the server identifying the identifying docket number with the payment amount to generate a identifying result, and providing the card swipe information and the payment amount for a financial institution through the financial network according to the identifying result;

the financial institution providing an authorization for the server through the financial network according to the card swipe information and the payment amount;

the financial institution transferring a first transfer amount to the third party according to the authorization;

the server converting the authorization to an authorization information, and providing the authorization information for the wireless transportation apparatus through the wireless communication protocol by the wireless network;

the wireless transportation apparatus printing the authorization information on a second carrier;

the second party providing a signature for the second carrier;

the third party providing the target item for the third party; and

the third party transferring a second transfer amount to the first party according to the authorization and the identifying docket number.

5. The method according to claim 4, wherein the wireless transportation apparatus comprises a second interface adopted for reading the identifying docket number from the first carrier.

6. The method according to claim 4, wherein the second party provides a signature on the second carrier.

7. The method according to claim 6, wherein the wireless transportation apparatus comprises a third interface adopted for reading the signature on the second carrier to generate a signature information, and the wireless transportation apparatus provides the signature information for the server through the wireless communication protocol by the wireless network.

8. The method according to claim 4, further comprising that the wireless transportation apparatus transports a password to the server through the wireless communication protocol by the wireless network, and the server provides the password for the financial institution through financial network, wherein the financial institution provides the authorization after identifying the card swipe information, the payment amount, and the password.

9. The method according to claim 4, wherein the non-cash paying medium comprises a credit card/financial card.

10. The method according to claim 4, wherein the non-cash paying medium comprises a mobile communication apparatus, and the mobile communication apparatus displays the multi-media information to provide the paying medium information, and the multi-media information is selected from a combination of a group consisting of image, voice, and text.

11. The method according to claim 4, wherein the mobile communication apparatus comprises an image scanning apparatus adopted for reading the identifying docket number from the first carrier.

12. The method according to claim 4, wherein the identifying docket number is indicated on the first carrier in a one-dimension bar code/two-dimension bar code format.

13. A non-cash cash-on-delivery system, comprising:

a logistics sub-system comprises at least a computer system with a logistics managing software so that the logistics sub-system comprises the following apparatuses;

a first apparatus for receiving non-cash cash-on-delivery information, wherein the first party and the second party agree on a deal comprising a target item and the non-cash cash-on-delivery information, wherein the non-cash cash-on-delivery information comprises a payment amount;

a second apparatus for generating a identifying docket number according to the non-cash cash-on-delivery information, wherein the non-cash cash-on-delivery information corresponds to the identifying docket number;

a third apparatus for recording the payment amount of a deal and the identifying docket number;

a fourth apparatus, connected to a wireless networking and a financial network;

a fifth apparatus receiving a paying medium information and the identifying docket number through a wireless communication protocol by the wireless network;

a sixth apparatus for identifying the identifying docket number and the payment amount for the deal to generate a identifying result;

a seventh apparatus for providing paying medium information and the payment amount of the deal through the financial network by the identifying result;

a eighth apparatus for receiving an authorization, wherein the financial institution provides the authorization through the financial network according to the paying medium information and the payment amount of the deal; and

a ninth apparatus for converting the authorization to an authorization information and providing the authorization information through the wireless communication protocol by the wireless network.

at least a wireless transportation apparatus, connected to the wireless network, comprising;

a tenth apparatus for reading the identifying docket number by the first carrier;

a eleventh apparatus for reading a paying medium information of a non-cash paying medium;

a twelfth apparatus for transporting the paying medium information and identifying docket number to the logistics sub-system through the wireless communication protocol by the wireless network;

a thirteenth apparatus for receiving the authorization information through the wireless communication protocol by the wireless network; and

a fourteenth apparatus for printing the authorization information in the second carrier.

14. The system according to claim 13, wherein the wireless transportation apparatus further comprises an apparatus for reading a signature on the second carrier to generate signature information, wherein the second party provides the signature for the second carrier.

15. The system according to claim 14, wherein the wireless transportation apparatus provides the signature information for the logistics sub-system through the wireless communication protocol by the wireless network.

16. The system according to claim 14, wherein the wireless transportation apparatus transports a password to the server through the wireless communication protocol by the wireless network, and the server provides the password for the logistics sub-system through financial network, wherein the logistics sub-system provides the authorization after identifying the paying medium information, the payment amount, and the password.

17. The system according to claim 14, wherein the non-cash paying medium comprises a credit card/financial card.

18. The system according to claim 14, wherein the non-cash paying medium comprises a mobile communication apparatus, and the mobile communication apparatus displays the multi-media information to provide the paying medium information, and the multi-media information is selected from a combination of a group consisting of image, voice, and text.

19. The system according to claim 14, wherein the mobile communication apparatus comprises an image scanning apparatus adopted for reading the identifying docket number from the first carrier.

20. The system according to claim 14, wherein the identifying docket number is indicated on the first carrier in a one-dimension bar code/two-dimension bar code format.