Method for Electronic Transaction by Mobile Messaging

• US 20090313688A1
• Filed: 12/30/2005
• Published: 12/17/2009
• Est. Priority Date: 12/31/2004
• Status: Abandoned Application

• Current Assignee: Charles Tuil
• Original Assignee: Charles Tuil
• Inventors: Tuil, Charles
• Application Number:
  US11/794,530
• Publication Number:
  US 20090313688A1
• Time in Patent Office: Days
• US Class Current: 726/9
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3255 using mobile network messaging services for payment, e.g. SMS
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising

Abstract

A transactional process for a transaction with a user using an identification platform including (i) a registration stage including for the user, registering at the level of the platform, which registration includes at least supplying a telephone number of the user, and storing, at the level of the identification platform, at least one electronic token associated with the telephone number, as well as a transaction identifier associated with the transaction and with the electronic token; and (ii) a collection stage of the transaction including for the user, supplying a collection identifier to a collection terminal, and generating the transaction in the case of concordance between the collection identifier and the electronic token.

Claims

1-3. -3. (canceled)

4. A transactional process for a transaction with a user using an identification platform comprising:

(i) a registration stage comprising;

for the user, registering at the level of the platform, which registration comprises at least supplying a telephone number of the user, and

storing, at the level of the identification platform, at least one electronic token associated with the telephone number, as well as a transaction identifier associated with the transaction and with the electronic token; and

(ii) a collection stage of the transaction comprising;

for the user, supplying a collection identifier to a collection terminal, and

generating the transaction in the case of concordance between the collection identifier and the electronic token.

5. The process according to claim 4, wherein the registration stage comprises the sub-stages of:

reception by the user of a confirmation of registration from the platform;

sending a transaction identifier by the user; and

storage of the transaction identifier as a transaction identifier associated with the electronic token.

6. The process according to claim 4, wherein the registration stage further comprises a stage of sending the electronic token to the user and in which the collection stage comprises a search stage for the electronic token at the level of the identification platform, and a response stage of the electronic platform to the collection server as a function of the results of the search.