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Authorizing An Electronic Payment Request

  • US 20090319428A1
  • Filed: 06/17/2009
  • Published: 12/24/2009
  • Est. Priority Date: 06/24/2008
  • Status: Abandoned Application
First Claim
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1. A method for authorizing an electronic payment request, the method comprising:

  • requesting a first code from a user on receipt of a payment request made with a payment card configured with a one or more details of a one or more devices in the possession of a one or more owners of the card;

    refusing to make the payment in the event the first code does not substantially match a predefined second code;

    requesting a third code from the one or more devices with whose details the payment card is configured, in the event the first code substantially matches the second code;

    comparing the third code with a predefined fourth code;

    refusing to make the payment in the event the third code does not substantially match the fourth code; and

    authorizing the payment in the event the third code substantially matches the fourth code.

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