METHOD AND SYSTEM FOR AUTHENTICATING A PARTY TO A TRANSACTION
First Claim
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1. A method comprising:
- a) receiving an alias identifier from a phone, wherein the alias identifier is associated with an account identifier for an account of a presenter;
b) determining an associated trusted party using the alias identifier;
c) sending a verification request message to the trusted party after determining the associated trusted party, where the verification request message requests information regarding whether the trusted party or the presenter participates in an authentication program; and
d) receiving a verification response message, wherein the verification response message indicates whether the trusted party or the presenter participates in the authentication program.
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Abstract
One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response message
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Citations
20 Claims
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1. A method comprising:
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a) receiving an alias identifier from a phone, wherein the alias identifier is associated with an account identifier for an account of a presenter; b) determining an associated trusted party using the alias identifier; c) sending a verification request message to the trusted party after determining the associated trusted party, where the verification request message requests information regarding whether the trusted party or the presenter participates in an authentication program; and d) receiving a verification response message, wherein the verification response message indicates whether the trusted party or the presenter participates in the authentication program. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method conducted using a phone, the method comprising:
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a) providing an alias identifier associated with an account identifier associated with an account of a presenter; b) receiving an authentication request message after providing the alias identifier; and c) sending an authentication response message after receiving the authentication request message. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A phone comprising:
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a processor; an antenna coupled to the processor; a microphone coupled to the processor; and a computer readable medium coupled to the processor, the computer readable medium comprising code for providing an alias identifier associated with an account identifier associated with an account of a presenter, code for receiving an authentication request message after providing the alias identifier, and c) code for sending an authentication response message after receiving the authentication request message. - View Dependent Claims (19, 20)
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Specification