SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR AUTHENTICATION, FRAUD PREVENTION, COMPLIANCE MONITORING, AND JOB REPORTING PROGRAMS AND SOLUTIONS FOR SERVICE PROVIDERS

• US 20090327006A1
• Filed: 06/26/2009
• Published: 12/31/2009
• Est. Priority Date: 06/26/2008
• Status: Abandoned Application

• Current Assignee: Certiclear LLC
• Original Assignee: Certiclear LLC
• Inventors: O'ROURKE, Edward C., HANSAN, Mark D.
• Application Number:
  US12/493,004
• Publication Number:
  US 20090327006A1
• Time in Patent Office: Days
• US Class Current: 705/317
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 30/018 Certifying business or products
• CPC Class Codes: G06Q 40/12 Accounting
• CPC Class Codes: G06Q 40/123 Tax preparation or submission
• CPC Class Codes: G06Q 50/10 Services

Abstract

A system and method of using a computer to prevent fraud and abuse and to promote reporting transparency, according to various exemplary embodiments, can include receiving data of an entity and individuals; accessing data about the entity and individuals in one or more remote computers to prevent fraud and abuse from being committed by the entity or the individuals; determining whether the data of the entity and individuals satisfies a plurality of criteria and issuing a certification identification number if the data of the entity and individuals satisfies the plurality of criteria; determining whether the data of the entity and individuals is in compliance with at least one government regulation; and defining a plurality of customized criteria and determining whether the data of the entity and individuals satisfies the plurality of customized criteria.

Claims

1. A method of using a computer, comprising:

receiving data of a plurality of businesses;

accessing data about the plurality of businesses in one or more remote computers;

for each business, determining whether the data satisfies a plurality of business criteria;

issuing a certification identification number for each business for which the data of the business satisfies the plurality of business criteria;

not issuing a certification identification number for each business for which the data of the business does not satisfy the plurality of business criteria;

receiving data of a plurality of individuals;

accessing data about the plurality of individuals in one or more remote computers;

for each individual, determining whether the data satisfies a plurality of individual criteria;

issuing a certification identification number for each individual for which the data of the individual satisfies the plurality of individual criteria;

not issuing a certification identification number for each individual or which the data of the individual does not satisfy the plurality of individual criteria;

storing in a database identifying information for each individual and business having issued a certification identification number; and

allowing consumers to access the database, via the Internet or by telephone, to verify that a person or company has been issued a certification identification.

2. The method of claim 1, further comprising defining the plurality of business criteria and individual criteria based upon a plurality of industry based groups.

3. The method of claim 1, wherein, for each business, determining whether the data satisfies the plurality of business criteria comprises assessing one or more of the following:

a) type of business entity;

b) tax identification;

c) state of incorporation;

d) state required industry license;

e) identification of corporate affiliations;

f) number of years of operation;

g) annual revenue;

h) unemployment insurance and worker'"'"'s compensation payment status;

i) number of employees;

j) liability insurance;

k) crime bond status; and

l) identification of employees to verify.

4. The method of claim 1, wherein, for each business, identifying one or more employees for verification based upon one or more goods or services rendered by the business.

5. The method of claim 1, wherein one or more individuals selected from the plurality of individuals is an owner or an employee of one or more businesses selected from the plurality of businesses.

6. The method of claim 1, wherein, for each individual, determining whether the data satisfies the plurality of criteria comprises assessing one or more of the following:

a) business credit;

b) corporate charter;

c) pending or prior lawsuits;

d) professional license;

e) verification of insurance coverage;

f) crime bond status;

g) reverse phone lookup;

h) Internet search; and

i) consumer performance history.

7. The method of claim 1, wherein allowing the consumers to access the database further comprises verifying that the person or company has been issued the certification identification by searching the database based upon at least one consumer search criteria.

8. The method of claim 7, wherein, for each business, the at least one consumer search criteria is selected from one or more of the following:

a) type of business entity;

b) tax identification;

c) state of incorporation;

d) state required industry license;

e) corporate affiliations;

f) number of years of operation;

g) annual revenue;

h) unemployment insurance and worker'"'"'s compensation payment status;

i) number of employees;

j) liability insurance status;

k) crime bond status;

l) the certification identification number;

m) type of goods or services rendered by the business;

n) location;

o) a number of employees having a pre-defined educational background;

p) a number of employees having a pre-defined technical expertise; and

q) a number of employees having a pre-defined number of years of experience.

9. The method of claim 7, wherein, for each individual, the at least one

consumer search criteria is selected from one or more of the following:

a) business credit rating;

b) corporate charter;

c) pending or prior lawsuits;

d) professional license;

e) insurance coverage status;

f) crime bond status;

g) consumer performance history;

h) the certification identification number;

i) types of goods and services rendered by the individual; and

j) location.

10. A method of using a computer, comprising:

receiving data of a plurality of businesses;

accessing data about the plurality of businesses in one or more remote computers;

selecting one or more pre-selected businesses from the plurality of businesses;

for each pre-selected business, defining a plurality of customized business criteria;

for each pre-selected business, determining whether the data satisfies the plurality of customized business criteria;

issuing a certification identification number for each pre-selected business for which the data of the business satisfies the plurality of customized business criteria;

not issuing a certification identification number for each pre-selected business for which the data of the pre-selected business does not satisfy the plurality of customized business criteria;

receiving data of a plurality of individuals;

accessing data about the plurality of individuals in one or more remote computers;

selecting one or more pre-selected individuals from the plurality of individuals;

for each pre-selected individual, defining a plurality of customized individual criteria;

for each pre-selected individual, determining whether the data satisfies the plurality of customized individual criteria;

issuing a certification identification number for each pre-selected individual for which the data of the pre-selected individual satisfies the plurality of customized individual criteria;

not issuing a certification identification number for each pre-selected individual or which the data of the pre-selected individual does not satisfy the plurality of customized individual criteria;

storing in a database identifying information for each pre-selected individual and pre-selected business having issued a certification identification number; and

allowing users to access the database, via the Internet or by telephone, to verify that a person or company has been issued a certification identification.

11. The method of claim 10, wherein the defining of the plurality of customized business criteria is based upon a plurality of industry based groups.

12. The method of claim 10, wherein, for each pre-selected business, determining whether the data satisfies the plurality of customized business criteria comprises assessing one or more of the following:

a) type of business entity;

b) tax identification;

c) state of incorporation;

d) state required industry license;

e) identification of corporate affiliations;

f) number of years of operation;

g) annual revenue;

h) unemployment insurance and worker'"'"'s compensation payment status;

i) number of employees;

j) liability insurance;

k) crime bond status; and

l) identification of employees to verify.

13. The method of claim 10, wherein one or more of the pre-selected individuals is an owner or an employee of one or more of the pre-selected businesses.

14. The method of claim 13, further comprising, for each pre-selected business, identifying one or more employees for verification based upon one or more goods or services rendered by the pre-selected business.

15. The method of claim 10, wherein, for each pre-selected individual, determining whether the data satisfies the plurality of customized individual criteria comprises assessing one or more of the following:

a) business credit;

b) corporate charter;

c) pending or prior lawsuits;

d) professional license;

e) verification of insurance coverage;

f) crime bond status;

g) reverse phone lookup;

h) Internet search;

i) consumer performance history; and

j) compliance with Form I-9, Employment Eligibility Verification.

16. A method for collecting and reporting data for facilitating an American Recovery and Reinvestment Act of 2009 (Recovery Act) compliance process using a computer, the method comprising:

receiving data of a plurality of entities;

accessing data about the plurality of entities in one or more remote computers;

receiving data of a business relationship between each contractual related entity of the plurality of entities, wherein the contractual related entities are associated based upon a contract;

receiving contract data based upon the contract;

tracking data of a number of jobs created by the contractual related entities based upon the contract;

tracking data of a number of jobs retained by the contractual related entities based upon the contract;

storing in a database the data of the number of jobs created and the data of the number of jobs retained based upon the contract;

calculating data of a jobs created full-time equivalent based upon the data of the number of jobs created and calculating a jobs retained full-time equivalent based upon the number of jobs retained;

storing in the database the data of the jobs created full-time equivalent, the data of the jobs retained full-time equivalent, and the contract data;

determining whether the data of the jobs created full-time equivalent, the data of the jobs retained full-time equivalent, and the contract data satisfy requirements of the Recovery Act; and

periodically reporting, based on a pre-determined time period, the data of the jobs created full-time equivalent, the data of the jobs retained full-time equivalent, and the contract data to a government agency.

17. The method of claim 16, wherein the contract comprises a multi-level contract having recipients associated with different levels of contract performance;

wherein tracking the data of the number of jobs created comprises tracking at each level of the multi-level contract and tracking the data of the number of jobs retained comprises tracking at each level of the multi-level contract; and

wherein a sub-recipient performing the multi-level contract at a lower level electronically reports data in compliance with the requirements of the Recovery Act to a recipient performing the multi-level contract at a higher level so that data compliance reports are generated for each level of the multi-level contract.

18. A computer system for implementing an authentication, compliance monitoring, and job reporting program, the system comprising:

a processor; and

a memory, coupled to the processor, to receive and store data associated with an entity;

wherein the memory further includes code that is executable by the processor and the code comprises;

an authentication and verification application for determining whether the data of the entity satisfies a plurality of criteria and issuing a certification identification number if the data of the entity satisfies the plurality of criteria;

a job counting application for tracking data of a number of jobs created by the entity based upon a contract, tracking data of a number of jobs retained by the entity based upon the contract, and determining whether the data of the number of jobs created, the data of the number of jobs retained, and contract data based upon the contract satisfy requirements of an American Recovery and Reinvestment Act of 2009 compliance program; and

a customized fraud prevention application for defining a plurality of customized criteria and determining whether the data of the entity satisfies the plurality of customized criteria.

19. A method of using a computer to detect fraud and abuse and to promote spending transparency, the method comprising:

receiving data of an entity;

accessing data about the entity in one or more remote computers to detect occurrences of fraud and abuse committed by the entity;

determining whether the data of the entity satisfies a plurality of criteria and issuing a certification identification number if the data of the entity satisfies the plurality of criteria;

determining whether the data of the entity is in compliance with at least one government regulation; and

defining a plurality of customized criteria and determining whether the data of the entity satisfies the plurality of customized criteria.

20. The method of claim 19, wherein determining whether the data of the entity is in compliance with the at least one government regulation comprises:

receiving contract data based upon a contract associated with the entity;

tracking data of a number of jobs created by the entity based upon the contract;

tracking data of a number of jobs retained by the entity based upon the contract;

storing in a database the data of the number of jobs created and the data of the number of jobs retained based upon the contract;

calculating data of a jobs created full-time equivalent based upon the data of the number of jobs created and calculating a jobs retained full-time equivalent based upon the number of jobs retained;

storing in the database the data of the jobs created full-time equivalent, the data of the jobs retained full-time equivalent, and contract data based upon the contract;

determining whether the data of the jobs created full-time equivalent, the data of the jobs retained full-time equivalent, and the contract data satisfy requirements of the at least one government regulation, wherein the at least one government regulation comprises rules and regulations of an American Recovery and Reinvestment Act of 2009 compliance program; and

reporting the data of the jobs created full-time equivalent, the data of the jobs retained full-time equivalent, and the contract data to a government agency

21. The method of claim 19, wherein the at least one government regulation comprises rules and regulations of at least one of a Green Jobs Act compliance program and a Davis Bacon Act compliance program.

22. The method of claim 19, wherein determining whether the data of the entity is in compliance with the at least one government regulation comprises:

receiving contract data based upon a contract associated with the entity;

determining whether the data about the entity and the contract data satisfy rules and regulations of a tax abatement program offered by a government entity to promote local economic growth;

storing in a database compliance data regarding whether the data about the entity and contract data satisfy the rules and regulations of the tax abatement program;

reporting the compliance data and contract data to the government entity; and

calculating at least one of a tax abatement, a tax deduction, and a tax write-off for the entity if the compliance data and the contract data satisfy the rules and regulations of the tax abatement program.