Customer to Supplier Funds Transfer
First Claim
1. An apparatus to electronically transfer funds from a customer to a supplier, the customer having a mobile cellular telephone with a telephone number, a mobile cellular operator providing mobile cellular services to the mobile cellular telephone, a customer browser component connected to a network, the apparatus comprising:
- a server component connected to the network; and
a database coupled to the server component, wherein the server component is configured to;
transmit a plurality of premium rate mobile terminating text messages to the mobile cellular telephone to effect a payment from the customer to the supplier after the customer has placed an order with a supplier;
populate the database with an identification of the telephone number of the customer;
populate the database with at least one transaction record related to the premium rate text messages; and
facilitate access to the transaction record by the customer via the telephone number of the customer.
2 Assignments
0 Petitions
Accused Products
Abstract
Apparatuses and methods to facilitate customer to supplier funds transfer via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier includes: a server component connected to a network; and a database coupled to the server component. The server component is configured to: transmit a plurality of premium rate mobile terminating text messages to the mobile cellular telephone to effect a payment from the customer to the supplier after the customer has placed an order with a supplier; populate the database with an identification of the telephone number of the customer; populate the database with at least one transaction record related to the premium rate text messages; and facilitate access to the transaction record by the customer via the telephone number of the customer.
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Citations
20 Claims
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1. An apparatus to electronically transfer funds from a customer to a supplier, the customer having a mobile cellular telephone with a telephone number, a mobile cellular operator providing mobile cellular services to the mobile cellular telephone, a customer browser component connected to a network, the apparatus comprising:
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a server component connected to the network; and a database coupled to the server component, wherein the server component is configured to; transmit a plurality of premium rate mobile terminating text messages to the mobile cellular telephone to effect a payment from the customer to the supplier after the customer has placed an order with a supplier; populate the database with an identification of the telephone number of the customer; populate the database with at least one transaction record related to the premium rate text messages; and facilitate access to the transaction record by the customer via the telephone number of the customer. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A method to provide customer to supplier funds transfer, the method comprising:
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transmitting a plurality of premium rate mobile terminating text messages, from a server computer to a mobile cellular telephone at a telephone number of a customer, to effect a payment from the customer to a supplier after the customer has placed an order with the supplier; populating a database at the server computer with an indication of the telephone number of the customer; populating the database with a transaction record related to the transmitting of the premium rate text messages; and facilitating access to the transmission record by the customer via the telephone number of the customer. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14)
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15. A computer-readable medium having computer-readable instructions, the instructions causing a computer to perform a method, the method comprising:
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transmitting a plurality of premium rate mobile terminating text messages, from the computer to a mobile cellular telephone at a telephone number of a customer, to effect a payment from the customer to a supplier after the customer has placed an order with the supplier; populating a database at the computer with an indication of the telephone number of the customer; populating the database with a transaction record related to the transmitting of the premium rate text messages; and facilitating access to the transmission record by the customer via the telephone number of the customer. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification