MOBILE COMMUNICATION DEVICE CONFIGURED FOR TRANSIT APPLICATION

• US 20100017275A1
• Filed: 06/24/2009
• Published: 01/21/2010
• Est. Priority Date: 06/26/2008
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Carlson, Mark, Stan, Patrick
• Granted Patent: US 9,596,359 B2
• Time in Patent Office: Days
• US Class Current: 705/13
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 30/0284 Time or distance, e.g. usage of parking meters or taximeters
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 50/30 Transportation; Communications
• CPC Class Codes: G06Q 50/40 Business processes related to the transportation industry shipping G06Q10/083
• CPC Class Codes: H04M 15/00 Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
• CPC Class Codes: H04M 15/68 Payment of value-added services
• CPC Class Codes: H04M 17/00 Prepayment of wireline communication systems, wireless communication systems or telephone systems using a coded card to authorise calls from a telephone set H04M1/675
• CPC Class Codes: H04M 2215/0196 Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
• CPC Class Codes: H04W 4/24 Accounting or billing

Abstract

An apparatus configured for transit application and methods for utilizing the apparatus for transit application is disclosed. One embodiment of the invention is directed to a mobile communication device comprising a processor, a computer readable medium coupled to the processor, wherein the computer readable medium comprises code for receiving a first transit location, code for displaying options to select a second transit location, code for receiving a selection for a second transit location, and code for sending an authorization request message to an issuer associated with the mobile communication device.

Claims

1. A mobile communication device comprising:

a processor;

a computer readable medium coupled to the processor;

wherein the computer readable medium comprises code for receiving a first transit location, code for displaying options to select a second transit location, code for receiving a selection for a second transit location, and code for sending an authorization request message to an issuer associated with the mobile communication device.

2. The mobile communication device of claim 1 further comprising code for receiving an authorization response message from the issuer.

3. The mobile communication device of claim 1 further comprising code for displaying an authorization response message.

4. The mobile communication device of claim 1 wherein the first and second transit location are represented on a map, and wherein the mobile communication device further comprises code for displaying the map.

5. A method for conducting a transit transaction, the method comprising:

receiving a first transit location;

displaying options to select a second transit location;

receiving a selection for a second transit location; and

sending an authorization request message to an issuer, wherein the authorization request message includes data relating to the first transit location and the second transit location, wherein the authorization request message requests authorization to pay for a transit fare for a journey from the first transit location to the second transit location; and

wherein the issuer subsequently approves or declines the authorization request message.

6. The method of claim 5 further comprising receiving an authorization response message from the issuer.

7. The method of claim 5 further comprising displaying an authorization response message.

8. The method of claim 5 wherein the first and second transit location are represented on a map, and wherein the method further comprising displaying the map.

9. The method of claim 5 further comprising interacting with a first gate access device at the first transit location.

10. The method of claim 5 further comprising interacting with a second gate access device at a location different than the first transit location.

11. The method of claim 5 further comprising calculating a transit fare for a journey from the first transit location to the second transit location.

12. A method for conducting a transit transaction, the method comprising:

receiving an authorization request message from a mobile communication device wherein the authorization request message includes data relating to the first transit location and the second transit location, wherein the authorization request message requests authorization to pay for a transit fare for a journey from the first transit location to the second transit location; and

sending an authorization response message to the mobile communication device wherein the authorization response message indicates whether the payment for transit fare is approved or declined.

13. The method of claim 12 further comprising calculating a transit fare for a journey from the first transit location to the second transit location.

14. The method of claim 12 wherein the mobile communication device is a cellular phone.

15. A method for conducting a transit transaction, the method comprising:

entering a transit system with a mobile communication device at a first transit location;

selecting a second transit location using the mobile communication device; and

initiating the sending of an authorization request message to an issuer associated with the mobile communication device, wherein the authorization request message includes data relating to the first transit location and the second transit location, wherein the authorization request message requests authorization to pay for a transit fare for a journey from the first transit location to the second transit location;

wherein the issuer subsequently approves or declines the authorization request message.

16. The method of claim 15 further comprising receiving an authorization response message from the issuer.

17. The method of claim 15 wherein the first and second transit location are represented on a map, and wherein the method further comprises viewing the mobile communication device including the map.

18. The method of claim 15 further comprising interacting with a first gate access device at the first transit location using the mobile communication device.

19. The method of claim 15 further comprising interacting with a second gate access device at a location different than the first transit location.

20. The method of claim 15 wherein the mobile communication device is a cellular phone.