UNIVERSAL LOYALTY SYSTEMS AND METHODS
First Claim
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1. A method of providing universal access to loyalty programs and financial accounts, the method comprising:
- initializing a universal loyalty program account and financial account device;
associating at least one loyalty program account with the universal loyalty program and financial instrument device;
associating at least one financial account with the universal loyalty program and financial instrument device; and
accessing at least one of the at least one loyalty program account or the at least one financial account at a customer facing device using the universal loyalty program account and financial account device.
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Abstract
The invention provides various systems and methods for providing universal access to loyalty programs and/or financial accounts. The method includes initializing a universal loyalty program account and financial account device. The method further includes associating loyalty program accounts and/or financial accounts with the universal loyalty program and financial instrument device. The method then accesses at least one of the loyalty program accounts and/or the financial accounts at a customer facing device using the universal loyalty program account and financial account device.
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Citations
21 Claims
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1. A method of providing universal access to loyalty programs and financial accounts, the method comprising:
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initializing a universal loyalty program account and financial account device; associating at least one loyalty program account with the universal loyalty program and financial instrument device; associating at least one financial account with the universal loyalty program and financial instrument device; and accessing at least one of the at least one loyalty program account or the at least one financial account at a customer facing device using the universal loyalty program account and financial account device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A universal loyalty program account and financial account device, the device comprising:
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a storage mechanism configured to store account information for at least one loyalty program account and a at least one financial account associated with the universal loyalty program account and financial account device; a display screen coupled with the storage mechanism, the display screen configured to display account information for one or more of the at least one loyalty program account or the at least one financial account; and a button mechanism coupled with the storage mechanism and the display screen, the button mechanism configured to manipulate the account information displayed on the display screen. - View Dependent Claims (13, 14, 15, 16)
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17. A system for providing universal access to loyalty programs, the system comprising:
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a processing center configured to initialize a universal loyalty program account device and associate at least one loyalty program account with the universal loyalty program device; and a customer facing device coupled with the processing center, the customer facing device configured to access at least one of the at least one loyalty program account using the universal loyalty program account device. - View Dependent Claims (18, 19, 20)
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21. A machine-readable medium having a set of instructions stored thereon for providing universal access to loyalty programs and financial accounts which, when executed by a machine, cause the machine to:
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initialize a universal loyalty program account and financial account device; associate at least one loyalty program account with the universal loyalty program and financial instrument device; associating at least one financial account with the universal loyalty program and financial instrument device; and accessing at least one of the at least one loyalty program account or the at least one financial account at a customer facing device using the universal loyalty program account and financial account device.
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Specification