Syndication Loan Administration and Processing System
First Claim
1. A loan management system, comprisingat least one database storinga first dataset containing lender data, send lender data being related to a plurality of lenders;
- a second dataset containing borrower data, said borrower data being related to at least one borrower; and
a third dataset containing loan resource data, said loan resource data being related to a plurality of loan resources;
a processing engine to accessing said first, second and third datasets, said processing engine operable to implement loan management tools and transaction management tools to manipulate said lender data, said borrower data and said loan resource data contained in said first, second, and third datasets;
a user interface coupled to the processing engine; and
wherein a user provides instructions to said processing engine through said user interface to manipulate at least one of the loan management tools and transaction management tools, said instructions causing said processing engine to access said datasets and to implement at least one of the loan management tools and the transaction management tools to process loan information related to a loan, said loan information comprising said lender data, said resource data, and said borrower data.
0 Assignments
0 Petitions
Accused Products
Abstract
A loan syndication tracking and management system and method provides a user with access to specific details related to a syndicated loan. The system and method coordinates investor, borrower and resource information, in addition to features related to the overall structure of a syndicated loan. Users access the system with various levels of permissions to view, add, update or delete information according to their allotted permissions. The system permits multiple users to access the information for efficient handling of approvals and requests related to multiple investors and borrowers, in addition to handling institution interchanges and notifications. The system and method keeps a record of all transactions and changes for review, reporting or regulatory purposes. The administration of a syndicated loan transaction is simplified while providing advanced features such as support for loan trading.
-
Citations
44 Claims
-
1. A loan management system, comprising
at least one database storing a first dataset containing lender data, send lender data being related to a plurality of lenders; -
a second dataset containing borrower data, said borrower data being related to at least one borrower; and a third dataset containing loan resource data, said loan resource data being related to a plurality of loan resources; a processing engine to accessing said first, second and third datasets, said processing engine operable to implement loan management tools and transaction management tools to manipulate said lender data, said borrower data and said loan resource data contained in said first, second, and third datasets; a user interface coupled to the processing engine; and wherein a user provides instructions to said processing engine through said user interface to manipulate at least one of the loan management tools and transaction management tools, said instructions causing said processing engine to access said datasets and to implement at least one of the loan management tools and the transaction management tools to process loan information related to a loan, said loan information comprising said lender data, said resource data, and said borrower data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
-
-
16-33. -33. (canceled)
-
34. A computer-implemented client server-based loan management system for facilitating management of syndicate loans for a syndicate manager, each syndicate loan made to a borrower by a corresponding syndicate group including at least one investor, the system comprising:
-
at least one database storing lender data being related to a plurality of lenders, borrower data being related to at least one borrower, and loan resource data being related to a plurality of loan resources; a processing system accessing the data stored in the at least one database; a borrower management module including instructions executed by the processing system for managing the borrower information; an investor management module including instructions executed by the processing system for managing the investor information; a transaction management module including instructions executed by the processing system for managing the information corresponding to particular transactions; a loan management module comprising a syndicate loan sub-module and a facility management sub-module, the loan management module including instructions executed by the processing system upon receiving a credit facility selection for identifying and retrieving information pertaining to a corresponding syndicate loan; a report module in communication with the loan management module, the transaction management module, the borrower management module and the investor management module, the report module implemented by the processing system to generate reports related to selected parameters; and a syndicate manager interface enabling syndicate manager access to the system. - View Dependent Claims (35, 36, 37, 38, 39, 40, 41, 42, 43, 44)
-
Specification