CAR WALLET APPLICATION
First Claim
1. A automobile appliance integrated in an automobile for completing a transaction with a retail device, the automobile appliance comprising:
- an NFC communications channel integrated into an automobile, the NFC communications channel operable to receive transaction information from the retail device, and send payment information to the retail device, the second wireless communications channel operable to receive an authorization for the transaction; and
a mobile application in communication with the NFC communications channel, the mobile application operable to generate a request for the transaction and provide the request to the NFC communications channel, the mobile application operable to receive the transaction information and provide the transaction information to the consumer on a user interface in the automobile, the mobile application operable to append payment information to the transaction information, the mobile application operable to provide the payment information and transaction information to the retail device, the mobile application operable to receive the authorization for the transaction and display the authorization in the user interface of the automobile.
8 Assignments
0 Petitions
Accused Products
Abstract
Embodiments of the disclosure generally relate to systems and methods for processing electronic payments for retail services and goods delivered by a retail establishment. In embodiments, a mobile wallet application is installed in the automobile. The automobile wallet application can receive and/or send transaction and payment information over a near field communication system to a retailer and on to an authorizing authority. The authorizing authority receives the payment and transaction information, authorizes or declines the payment of the transaction, and forwards the authorization or declination to the automobile wallet application. If authorized, the retailer provides the retail good or service.
-
Citations
20 Claims
-
1. A automobile appliance integrated in an automobile for completing a transaction with a retail device, the automobile appliance comprising:
-
an NFC communications channel integrated into an automobile, the NFC communications channel operable to receive transaction information from the retail device, and send payment information to the retail device, the second wireless communications channel operable to receive an authorization for the transaction; and a mobile application in communication with the NFC communications channel, the mobile application operable to generate a request for the transaction and provide the request to the NFC communications channel, the mobile application operable to receive the transaction information and provide the transaction information to the consumer on a user interface in the automobile, the mobile application operable to append payment information to the transaction information, the mobile application operable to provide the payment information and transaction information to the retail device, the mobile application operable to receive the authorization for the transaction and display the authorization in the user interface of the automobile. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
-
-
11. A method for conducting a transaction between an automobile appliance and a retail device, the method comprising:
-
wirelessly sending a request for retail service from the automobile appliance, to the retail device, the automobile appliance integrated with an automobile; wirelessly receiving transaction information from the retail device; creating payment information for the transaction; appending the payment information to the transaction information; wirelessly sending the appended payment information and transaction information to the retail device; and wirelessly receiving authorization for the transaction from the retail device. - View Dependent Claims (12, 13, 14, 15, 16, 17)
-
-
18. A computer program stored on a computer-readable medium, the computer program embodied in one or more instructions for authorizing a transaction at a retail device, the computer program comprising:
-
instructions to receive a request for a retail service from an automobile appliance integrated in an automobile; instructions to transmit wirelessly transaction information from the retail device to an automobile appliance; instructions to receive an authorization for the retail service; and instructions to provide the retail service in response to the authorization. - View Dependent Claims (19, 20)
-
Specification