VALIDATING E-COMMERCE TRANSACTIONS

• US 20100057631A1
• Filed: 11/16/2009
• Published: 03/04/2010
• Est. Priority Date: 02/19/2008
• Status: Active Grant

• Current Assignee: Go Daddy Operating Company LLC (GoDaddy, Inc.)
• Original Assignee: Go Daddy Group Incorporated (GoDaddy, Inc.)
• Inventors: Warner, Neil
• Granted Patent: US 8,275,671 B2
• Time in Patent Office: Days
• US Class Current: 705/318
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 30/0185 Product, service or business identity fraud
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0609 Buyer or seller confidence or verification
• CPC Class Codes: G06Q 30/0613 Third-party assisted

Abstract

Methods of the present invention allow for validating eCommerce transactions. An exemplary method for validating an eCommerce transaction may comprise the steps of validating a Hosting Provider, validating a Merchant using the Hosting Provider to host an eCommerce website, and validating a Customer who may purchase goods or services from the Merchant via the eCommerce website. If the Hosting Provider, Merchant, and Customer are validated, an eCommerce transaction may be approved.

Claims

1. A method, comprising the steps of:

a) validating, by at least one server computer, a Hosting Provider, wherein said Hosting Provider comprises an entity providing website hosting services to third parties, said validating step a) comprising determining an IP address used by said Hosting Provider;

b) validating, by said at least one server computer, a Merchant using said Hosting Provider to host an eCommerce website;

c) validating, by said at least one server computer, a Customer attempting to purchase goods or services from said Merchant via said eCommerce website; and

d) responsive to a determination that said Hosting Provider, said Merchant, and said Customer are validated, approving, by said at least one server computer, an eCommerce transaction involving said Hosting Provider, said Merchant, and said Customer.

2. The method of claim 1, wherein step a) further comprises the step of determining, by said at least one server computer, that said Hosting Provider satisfies a pre-established criteria.

3. The method of claim 2, wherein said pre-established criteria comprises the Payment Card Industry Data Security Standard.

4. The method of claim 1, wherein step a) further comprises the step of validating, by said at least one server computer, the security of a system operated by said Hosting Provider.

5. The method of claim 1, wherein step b) further comprises the step of determining, by said at least one server computer, that said Merchant satisfies a pre-established criteria.

6. The method of claim 1, wherein step b) further comprises the step of verifying, by said at least one server computer, the reputation of a domain name registered to said Merchant.

7. The method of claim 1, wherein step b) further comprises the step of verifying, by said at least one server computer, the reputation of a website operated by said Merchant.

8. The method of claim 1, wherein step b) comprises the step of determining, by said at least one server computer, whether a website operated by said Merchant is SSL-certified.

9. The method of claim 1, wherein step c) further comprises the step of determining, by said at least one server computer, that said Customer satisfies a pre-established criteria.

10. The method of claim 1, wherein step c) further comprises the step of analyzing, by said at least one server computer, said Customer'"'"'s purchase history.

11. The method of claim 1, wherein step c) further comprises the step of confirming, by said at least one server computer, said Customer is authorized to use a credit card.

12. The method of claim 1, wherein step c) further comprises the step of analyzing, by said at least one server computer, said Customer'"'"'s eCommerce reputation.