Systems and Methods Involving Processing of Payments Using Handheld Devices

• US 20100063945A1
• Filed: 11/12/2009
• Published: 03/11/2010
• Est. Priority Date: 11/12/2008
• Status: Abandoned Application

• Current Assignee: William Curtis Jr. Cowan
• Original Assignee: William Curtis Jr. Cowan
• Inventors: Cowan, William Curtis JR.
• Application Number:
  US12/617,371
• Publication Number:
  US 20100063945A1
• Time in Patent Office: Days
• US Class Current: 705/500
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 99/00 Subject matter not provided for in other groups of this subclass

Abstract

Embodiments of the invention provide systems and methods for allowing merchants to perform remote credit card transactions by facilitating non-CNP transactions via a package delivery service. A non-CNP transaction includes a credit card transaction where the card is physically presented to the merchant and a receipt may be signed. Various embodiments may also include transactions in which an imprint of the card is taken.

Claims

1. A method of processing payments using a handheld device, the method comprising:

processing non-CNP transactions using a device provided by a package delivery service.