INTEGRATED MORTGAGE AND REAL ESTATE ORIGINATION SYSTEM

• US 20100070406A1
• Filed: 09/15/2009
• Published: 03/18/2010
• Est. Priority Date: 09/15/2008
• Status: Abandoned Application

• Current Assignee: Integrated Mortgage Origination Systems
• Original Assignee: Integrated Mortgage Origination Systems
• Inventors: Stein, Adam L.
• Application Number:
  US12/560,262
• Publication Number:
  US 20100070406A1
• Time in Patent Office: Days
• US Class Current: 705/38
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof

Abstract

Computer software for generating customer leads comprises a data input module for receiving potential customer data from an outside source and converting the data into a format compatible with preexisting software of an end user, a data storage module for storing the converted data, and a processing module for processing the converted data to determine a transaction type and for forwarding the converted data to the user based upon the determined transaction type. The converted data is displayable on a computer screen of the user by the user'"'"'s preexisting software and provides the determined transaction type and client contact information.

Claims

1. Computer software for generating customer leads, comprising:

a data input module for receiving potential customer data from an outside source and converting the data into a format compatible with preexisting software of an end user;

a data storage module for storing the converted data; and

a processing module for processing the converted data to determine a transaction type and for forwarding the converted data to the user based upon the determined transaction type;

whereby the converted data is displayable on a computer screen of the user by the preexisting software and provides the determined transaction type and client contact information.

2. The computer software of claim 1, further comprising at least one client filter in communication with the data storage module for eliminating certain potential customers based on the input data.

3. The computer software of claim 1, further comprising a client retention module for providing automated customer communications containing information relevant to the determined transaction type.

4. The computer software of claim 3, wherein the client retention module further provides customer communications containing branding of the end user to the customer so that the customer communications appear to have originated from the end user.

5. The computer software of claim 1, further comprising a loan operation system.

6. The computer software of claim 1, further comprising a rapid disclosure module for providing required disclosure documents to the customer.

7. The computer software of claim 6, further comprising an export to Fannie Mae Module for automatically exporting the required disclosure documents to Fannie Mae.

8. The computer software of claim 1, wherein the data input module is configured for downloading and reading the data, tagging the data, associating the tagged data with consumer profiles, determining the format of the incoming data and converting the data to a standard data form for the data storage module.

9. The computer software of claim 1, wherein the data storage module identifies at least one client/consumer relationships to match a potential customer with an end user that has the capability to meet a need of the potential customer.

10. The computer software of claim 3, wherein the client retention module automatically sends email messages to the customer to provide at least one of an advertising campaign on behalf of the client, service and product information relative to a customer'"'"'s request, continuous staged consumer responses and information relating to the transaction status.

11. The computer software of claim 1, wherein the processor module matches clients with consumers based upon matching criteria.

12. The computer software of claim 1, further comprising a real estate module configured for hosting a real estate client site and receiving data from the processing module in order to assign specific real estate customers with real estate clients.

13. The computer software of claim 5, wherein the loan operating system is configured for receiving data from the processing module, assigning customer requests to clients, displaying client/consumer information, creating disclosure documents related to the customer'"'"'s loan request and providing consumer communications.

14. The computer software of claim 1, further comprising a customer communication module configured for receiving and relaying client or consumer communications.

15. The computer software of claim 1, further comprising a client support module configured for receiving loan operating and real estate module data and to track, evaluate and produce management reports.

16. A method for generating customer leads performed by a computer system, comprising:

receiving potential customer data from an outside source and converting the data into a format compatible with preexisting software of an end user;

storing the converted data; and

processing the converted data to determine a transaction type and for forwarding the converted data to the user based upon the determined transaction type;

whereby the converted data is displayable on a computer screen of the user by the preexisting software and provides the determined transaction type and client contact information.

17. The computer software of claim 16, further comprising filtering the input data to eliminate certain potential customers based on the input data.

18. The computer software of claim 16, further comprising providing automated customer communications containing information relevant to the determined transaction type.

19. The method of claim 18, further comprising providing customer communications containing branding of the end user to the customer so that the customer communications appear to have originated from the end user.

20. The method of claim 16, further comprising providing a loan operation system.

21. The method of claim 16, further comprising providing required disclosure documents to the customer.

22. The method of claim 21, further comprising automatically exporting the required disclosure documents to Fannie Mae.

23. The method of claim 16, further comprising downloading and reading the data, tagging the data, associating the tagged data with consumer profiles, determining the format of the incoming data and converting the data to a standard data form for the data storage module.

24. The method of claim 16, further comprising identifying at least one client/consumer relationships to match a potential customer with an end user that has the capability to meet a need of the potential customer.

25. The method of claim 18, further comprising automatically sending email messages to the customer to provide at least one of an advertising campaign on behalf of the client, service and product information relative to a customer'"'"'s request, continuous staged consumer responses and information relating to the transaction status.

26. The method of claim 16, further comprising matching clients with consumers based upon matching criteria.

27. The computer software of claim 16, further comprising hosting a real estate client site and receiving data in order to assign specific real estate customers with real estate clients.

28. The method of claim 20, further comprising assigning customer requests to clients, displaying client/consumer information, creating disclosure documents related to the customer'"'"'s loan request and providing consumer communications.

29. The method of claim 16, further comprising receiving and relaying client or consumer communications.

30. The method of claim 16, further comprising a receiving loan operating and real estate module data and tracking, evaluating and producing management reports.