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METHOD AND SYSTEM FOR MANAGING CREDIT FOR SUBSCRIBERS OF MOBILE COMMUNICATIONS SERVICES

  • US 20100075630A1
  • Filed: 09/23/2009
  • Published: 03/25/2010
  • Est. Priority Date: 09/23/2008
  • Status: Abandoned Application
First Claim
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1. A method for managing credit for mobile subscribers, the method comprising:

  • maintaining individual credit accounts for multiple different mobile subscribers;

    maintaining a credit pool that holds pooled credit from the individual credit accounts, wherein the credit pool has a credit pool balance;

    incrementally prepaying for an anticipated consumption of mobile communications services by the multiple different mobile subscribers using credit from the credit pool, wherein the incremental prepayments are made in credit increments that are smaller than the credit pool balance such that credit remains in the individual credit accounts of the multiple different mobile subscribers; and

    allowing credit that remains in the individual credit accounts of the multiple different mobile subscribers to be used as currency for other transactions.

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