×

METHOD FOR RETAIL ON-LINE ACCOUNT OPENING WITH EARLY WARNING METHODOLOGY

  • US 20100076889A1
  • Filed: 09/16/2009
  • Published: 03/25/2010
  • Est. Priority Date: 08/12/2008
  • Status: Abandoned Application
First Claim
Patent Images

1. A method of interfacing with a financial institution using a computer interface, the method comprising the steps of:

  • (a) receiving an interface request from a customer after the customer has reached, via a path through a computer network, a predetermined webpage for the financial institution;

    (b) receiving identification information from the customer;

    (c) authenticating the customer based at least in part on an evaluation of a predetermined client identification profile (“

    CIP”

    );

    (d) determining a first and a second entity for the customer;

    (e) determining if the customer passes the authentication and if not stopping the interfacing procedure;

    (f) performing a fraud detection analysis on the customer and stopping the interfacing procedure if the customer does not pass the fraud detection analysis;

    (g) performing an identity verification analysis on the customer and stopping the interfacing procedure if the customer does not pass the identity verification analysis; and

    (h) performing an account approval process.

View all claims
  • 1 Assignment
Timeline View
Assignment View
    ×
    ×