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PHONE AND METHOD OF USING THE PHONE FOR BENEFICIARY INITIATED PAYMENTS

  • US 20100082467A1
  • Filed: 04/16/2009
  • Published: 04/01/2010
  • Est. Priority Date: 09/26/2008
  • Status: Abandoned Application
First Claim
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1. A phone comprising:

  • a processor;

    an antenna coupled to the processor;

    a microphone coupled to the processor; and

    a computer readable medium coupled to the processor, the computer readable medium comprising code for generating an invoice, wherein the invoice contains contact information for a recipient of the invoice, and code for sending the invoice to a payment processing network, wherein the payment processing network is configured to receive the invoice from the phone, send the invoice to a second access device, receive payment instructions from the second access device, retrieve funds from an account associated with the second access device, and deposit the funds into an account associated with the phone.

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