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SYSTEMS, METHODS, AND COMPUTER READABLE MEDIA FOR PAYMENT AND NON-PAYMENT VIRTUAL CARD TRANSFER BETWEEN MOBILE DEVICES

  • US 20100088188A1
  • Filed: 10/06/2009
  • Published: 04/08/2010
  • Est. Priority Date: 10/06/2008
  • Status: Active Grant
First Claim
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1. A method for over-the-air (OTA) virtual card transfer between near field communications (NFC)-enabled mobile devices, the method comprising:

  • at an OTA provisioning server comprising at least one computer having associated hardware;

    receiving, from a sending mobile device, a virtual card intended for a receiving mobile device;

    provisioning the virtual card to the receiving mobile device via an OTA interface, wherein the virtual card is immediately presentable by the receiving mobile device at a point of sale terminal.

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