SMARTCARDS FOR SECURE TRANSACTION SYSTEMS

• US 20100095130A1
• Filed: 10/13/2008
• Published: 04/15/2010
• Est. Priority Date: 10/13/2008
• Status: Abandoned Application

• Current Assignee: Global Financial Passport LLC
• Original Assignee: Global Financial Passport LLC
• Inventors: Bertran, Javier, Bertran, Jeronimo
• Application Number:
  US12/250,333
• Publication Number:
  US 20100095130A1
• Time in Patent Office: Days
• US Class Current: 713/189
• CPC Class Codes: G06Q 20/35765 Access rights to memory zones
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

Systems and methods for programming a secured smartcard are described. An encrypted mapping is stored on the smartcard and is accessible using encryption keys, each encryption key providing an access level to the content of the mapping, providing a reference mapping and a development key to a developer. The developer may provide data files and an edited version of the reference mapping. The encrypted mapping can then be updated and the files stored on the smartcard according to the updated encrypted mapping. The developer need not know the structure and content of the encrypted mapping file. The data file may include a biometric template corresponding to an authorized user of the smartcard. The data file may additionally or alternatively comprise an application that can access encrypted files on the smartcard even if the developer of the application cannot access those same files.

Claims

1. A method for programming a secured smartcard, comprising:

maintaining an encrypted mapping on the smartcard, wherein the encrypted mapping is accessible using one or more encryption keys;

providing a reference mapping and a development key to a developer;

receiving one or more data files and an edited version of the reference mapping from the developer;

updating the encrypted mapping based on the reference mapping; and

storing the one or more data files on the smartcard according to the updated encrypted mapping, wherein structure and content of the encrypted mapping file are concealed from the developer.

2. The method of claim 1 wherein certain of the one or more encryption keys are stored in a plurality of encrypted files on the smartcard.

3. The method of claim 2 wherein the certain encryption keys provide access to a portion of the content of the encrypted mapping.

4. The method of claim 2 wherein the one or more data files are stored on the smartcard in encrypted form and wherein the one or more encryption keys include a plurality of different encryption keys, each different key providing different access rights to the data files.

5. The method of claim 4 wherein the data files are identifiable using a filename and a fieldname.

6. The method of claim 1 and further comprising storing an application on the smartcard, wherein the application is configured to access the one or more data files using the updated encrypted mapping.

7. The method of claim 6 wherein the data files are encrypted using keys that are unavailable to the application.

8. The method of claim 6 wherein maintaining an encrypted mapping on the smartcard includes maintaining dynamic code on the smartcard that corresponds to the encrypted mapping.

9. The method of claim 8 wherein the one or more data files are stored on the smartcard in encrypted form and wherein the application accesses encrypted data files on the smartcard the dynamic code.

10. The method of claim 6 wherein the application is executable by the smartcard.

11. The method of claim 10 wherein the application has decrypted access to encrypted files on the smartcard.

12. The method of claim 11 wherein the application is provided by the developer and wherein content of the encrypted files is unavailable to the developer.

13. The method of claim 11 wherein the application is provided by the developer and wherein the structure of the encrypted files is unavailable to a developer of the application.

14. The method of claim 11 wherein the content of the encrypted files includes a biometric template corresponding to an authorized user of the smartcard.

15. The method of claim 14 wherein the decrypted access by the application to encrypted files is enabled by a secret code associated with an authorized user of the smartcard.

16. The method of claim 1 wherein the reference mapping provides data binding between a data source and data stored on the smartcard.

17. The method of claim 16 wherein the step of providing a reference mapping includes a structure mapping of the data source.

18. The method of claim 16 wherein the reference mapping includes information associated with files, records and fields within the smartcard.

19. The method of claim 1 wherein the one or more data files includes a biometric template corresponding to an authorized user of the smartcard and wherein the biometric template is stored on the smartcard in encrypted form.

20. The method of claim 1 wherein the encrypted mapping includes dynamic code mapping, the dynamic code mapping identifying instructions to be compiled at runtime.