Systems, Methods, and Apparatus for Facilitating Access to Medical Information

• US 20100102123A1
• Filed: 10/28/2008
• Published: 04/29/2010
• Est. Priority Date: 10/28/2008
• Status: Abandoned Application

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Skowronek, Daniel P.
• Application Number:
  US12/259,647
• Publication Number:
  US 20100102123A1
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G06Q 20/3574 Multiple applications on card

Abstract

Embodiments of the invention may relate to systems, methods, and apparatus for facilitating access to medical information. In one embodiment, a method of facilitating access to medical data stored on a contactless transaction device may include transmitting to a contactless transaction device a transaction request comprising either a consumer account transaction type or a medical information transaction type. If the transaction request comprises the consumer account transaction type, the consumer account data may be received from the contactless transaction device, responsive to a determination that the transaction terminal is authorized to receive data associated with the transaction request type. If the transaction request comprises the medical information transaction type, the medical data may be received from the contactless transaction device, responsive to a determination that the transaction terminal is authorized to receive data associated with the transaction request type.

Claims

1. A contactless transaction device for facilitating access to medical information, comprising:

an antenna operable to electromagnetically receive and transmit data;

a microchip in communication with the antenna, the microchip comprising a memory operable to store consumer account data and medical data, wherein in association with a transaction using the contactless transaction device, the microchip is operable to;

receive a transaction request from a requestor via the antenna, wherein the transaction request comprises either a consumer account transaction type or a medical information transaction type;

separately determine whether the requestor is authorized to receive the consumer account data and whether the requestor is authorized to receive the medical data;

if the transaction request comprises the consumer account transaction type and if the requestor is authorized to receive the consumer account data, transmit the consumer account data from the memory to the requestor via the antenna; and

if the transaction request comprises the medical information transaction type and if the requestor is authorized to receive the medical data, transmit the medical data from the memory to the requestor via the antenna.

2. The contactless transaction device of claim 1, wherein if the transaction request comprises the medical information transaction type and if the requestor is not authorized to receive the medical data, the microchip is further operable to not transmit medical data to the requestor responsive to the determination.

3. The contactless transaction device of claim 1, wherein the consumer account data comprises at least one of:

financial account information, loyalty account information, or consumer information.

4. The contactless transaction device of claim 1, wherein the medical data comprises at least one of:

a medical condition identifier, a medical information identifier, a medical information account identifier, or patient information.

5. The contactless transaction device of claim 1, wherein the medical data comprises a name associated with a medical condition.

6. The contactless transaction device of claim 1, wherein the transaction request comprises the medical information transaction type, and wherein the medical data comprises a medical information account identifier that facilitates the requestor to retrieve medical information stored remotely.

7. The contactless transaction device of claim 1, wherein, in association with a transaction using the contactless transaction device, the microchip is further operable to:

receive medical data to store in the memory from a transmitter via the antenna;

determine whether the transmitter is authorized to transmit the medical data; and

if the transmitter is authorized to transmit the medical data, store the medical data in the memory.

8. The contactless transaction device of claim 7, wherein the requestor and the transmitter are associated with the same entity.

9. The contactless transaction device of claim 7, wherein at least a portion of the medical data is encrypted prior to receipt by the contactless transaction device.

10. The contactless transaction device of claim 1, wherein the microchip is further operable to encrypt at least a portion of the medical data stored in the memory.

11. The contactless transaction device of claim 1, wherein the microchip is further operable to communicate at a plurality of frequencies, wherein a first data type is communicated at a first frequency and a second data type is communicated at a second frequency.

12. A method of transmitting medical data stored on a contactless transaction device, comprising:

providing a contactless transaction device comprising;

an antenna, and a microchip comprising a memory in communication with the antenna, the memory operable to store consumer account data and medical data;

receiving a transaction request from a requestor via the antenna wherein the transaction request comprises either a consumer account transaction type or a medical information transaction type;

separately determining whether the requestor is authorized to receive the consumer account data and whether the requestor is authorized to receive the medical data;

if the transaction request comprises the consumer account transaction type and if the requestor is authorized to receive the consumer account data, transmitting the consumer account data from the memory to the requestor via the antenna; and

if the transaction request comprises the medical information transaction type and if the requestor is authorized to receive the medical data, transmitting the medical data from the memory to the requestor via the antenna.

13. The method of claim 12, wherein the consumer account data comprises at least one of:

financial account information, loyalty account information, or consumer information.

14. The method of claim 12, wherein the medical data comprises at least one of:

a medical condition identifier, a medical information identifier, a medical information account identifier, or patient information.

15. The method of claim 12, wherein the transaction request comprises the medical information transaction type, and wherein the medical data comprises a medical information account identifier that facilitates the requestor to retrieve medical information stored remotely.

16. The method of claim 12, further comprising determining that the requestor is not authorized to receive the consumer data, and not transmitting the consumer data when transmitting the medical data.

17. The method of claim 12, farther comprising determining that the requestor is not authorized to receive the medical data, and not transmitting the medical data when transmitting the consumer data.

18. The method of claim 12, wherein determining whether the requestor is authorized to receive the consumer account data and whether the requestor is authorized to receive the medical data is performed at least in part by the microchip.

19. The method of claim 12, wherein the transaction request transmitted by the requestor further comprises authorization information used at least in part to determine whether the requestor is authorized to receive data associated with the transaction request.

20. The method of claim 12, further comprising:

receiving medical data to store in the memory on the contactless transaction device from a transmitter via the antenna;

determining whether the transmitter is authorized to transmit the medical data; and

storing the medical data in the memory responsive to determining that the transmitter is authorized to transmit the medical data.

21. The method of claim 20, further comprising entering the medical data for storing in the memory on the contactless transaction device at a terminal associated with the transmitter and in communication with the contactless transaction device.

22. The method of claim 20, wherein determining whether the transmitter is authorized to transmit the medical data further comprises validating a private key associated with the contactless transaction device.

23. The method of claim 20, further comprising:

entering updated medical data for storing in the memory on the contactless transaction device at a terminal associated with the transmitter and in communication with the contactless transaction device;

receiving the updated medical data from the terminal;

determining whether the transmitter is authorized to transmit the updated medical data; and

storing the updated medical data in the memory responsive to determining that the transmitter is authorized to transmit the updated medical data.

24. The method of claim 20, wherein at least a portion of the medical data is encrypted prior to receipt by the contactless transaction device.

26. The method of claim 12, further comprising encrypting at least a portion of the medical data stored in the memory.

27. A method of accessing medical data stored on a contactless transaction device, comprising:

transmitting, from a transaction terminal to a contactless transaction device, a transaction request comprising either a consumer account transaction type or a medical information transaction type, wherein the transaction request comprises authorization information for separately authorizing, by the contactless transaction device, whether the transaction terminal is authorized to receive the consumer account data and whether the requestor is authorized to receive the medical data;

if the transaction request comprises the consumer account transaction type, receiving consumer account data from the contactless transaction device, responsive to a determination that the transaction terminal is authorized to receive the consumer account data; and

if the transaction request comprises the medical information transaction type, receiving medical data from the contactless transaction device, responsive to a determination that the transaction terminal is authorized to receive the medical account data.

28. The method of claim 27, wherein the transaction request comprises the medical information transaction type, wherein the medical data comprises a medical information account identifier associated with medical information stored at a remote location, and further comprising:

transmitting, from the transaction terminal to the remote location, a request for the medical information associated with the medical information account identifier; and

receiving, at the transaction terminal from the remote location, the medical information responsive to the request.