Systems and Methods for Disabling a Contactless Transaction Device

• US 20100102131A1
• Filed: 10/28/2008
• Published: 04/29/2010
• Est. Priority Date: 10/28/2008
• Status: Abandoned Application

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Skowronek, Daniel P.
• Application Number:
  US12/259,491
• Publication Number:
  US 20100102131A1
• Time in Patent Office: Days
• US Class Current: 235/492
• CPC Class Codes: G06K 19/07327 Passive means, e.g. Faraday cages Faraday-type protection of electric circuits in general H05K9/00
• CPC Class Codes: G06K 19/07345 by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
• CPC Class Codes: Y10T 29/49016 Antenna or wave energy "plumbing" making

Abstract

Certain embodiments of the invention can provide systems and methods for disabling a contactless transaction device. In one example embodiment, a contactless transaction device operable to facilitate an electronic transaction is provided. The device may include a body, a microchip integrated with the body, and an antenna integrated with the body and in communication with the microchip. The body may include destruction indicia to indicate at least one position on the body to receive a force to disable use of the contactless transaction device for facilitating an electronic transaction.

Claims

1. A contactiess transaction device operable to facilitate an electronic transaction, the device comprising:

a body;

a microchip integrated with the body;

an antenna integrated with the body and in communication with the microchip; and

at least one of an induction loop or a power source in communication with the microchip;

wherein the body comprises destruction indicia to indicate at least one position of the induction loop or the power source to receive a force to permanently disable use of the contactless transaction device for facilitating an electronic transaction.

2. The contactless transaction device of claim 1, wherein the body comprises one of:

a substantially rigid card, a semi-rigid card, a sticker, a substantially non-rigid wristband, or a substantially rigid fob.

4. The contactless transaction device of claim 1, wherein the destruction indicia further comprises instructions to apply the force along a solid or broken line.

9. The contactless transaction device of claim 1, wherein the destruction indicia comprises scoring of the body across at least a portion of at least one of the position of the induction loop or the power source in the body.

10. The contactless transaction device of claim 9, wherein the destruction indicia further comprises instructions to break the body by applying the force at the scoring.

11. The contactless transaction device of claim 1, wherein the force to disable use of the contactless transaction device to facilitate an electronic transaction comprises one of:

a cutting force, a bending force, a deforming force, a twisting force, a lateral force, a longitudinal force, or a tearing force.

12. The contactless transaction device of claim 1, wherein the destruction indicia comprises at least one of:

(i) a solid or broken line across at least a portion of the position of the induction loop in the body, (ii) a solid or broken line indicating the approximate location of at least a portion of the induction loop in the body, (iii) scoring of the body across at least a portion of the position of the induction loop in the body, or (iv) a solid or broken line outlining at least a portion of the induction loop in the body.

13. The contactless transaction device of claim 1, wherein the power source is in electrical communication with the microchip through an electrical connection, and wherein the destruction indicia comprises at least one of:

(i) a solid or broken line across at least a portion of the position of the power supply in the body, (ii) a solid or broken line indicating the approximate location of at least a portion of the power supply in the body, (iii) scoring of the body across at least a portion of the position of the power supply in the body, (iv) a solid or broken line across at least a portion of the position of the electrical connection in the body, (v) a solid or broken line indicating the approximate location of at least a portion of the electrical connection in the body, (vi) scoring of the body across at least a portion of the position of the electrical connection in the body, or (vii) a solid or broken line outlining at least a portion of the power source in the body.

3. (canceled)

5-8. -8. (canceled)

14. A method for manufacturing a destructible contactless transaction device operable to facilitate an electronic transaction, the method comprising:

providing at least one lower layer of a body of the contactless transaction device;

providing at least one upper layer of the body of the contactless transaction device;

disposing a microchip, an antenna in communication with the microchip, and at least one of an induction loop or a power source in communication with the microchip between the at least one lower layer and the at least one upper layer; and

applying destruction indicia to indicate at least one position of the induction loop or the power source to receive a force to permanently disable use of the contactless transaction device for facilitating an electronic transaction.

15. The method of claim 14, wherein the at least one lower layer comprises a lower face and an upper face, and wherein applying destruction indicia comprises:

prior to disposing the microchip, the antenna, and at least one of an induction loop or a power source between the at least one lower layer and the at least one upper layer, scoring at least a portion of the lower face of the at least one lower layer to indicate at least one position on the body to receive a force, wherein the scoring is positioned across at least a portion of at least one of the position of the induction loop or the power source in the body.

16. The method of claim 15, wherein providing at least one upper layer comprises applying at least one laminate layer over the microchip, the antenna, at the induction loop or the power source, and exposed portions of the upper face of the at least one lower layer.

17. The method of claim 15, wherein the scoring comprises scoring at least partially through the at least one lower layer.

18. The method of claim 15, wherein scoring comprises at least one of laser cutting or stamping the at least one lower layer.

19. The method of claim 14, wherein the lower layer comprises at least one of a substantially rigid layer or a semi-rigid layer.

20. The method of claim 14, wherein applying the destruction indicia comprises at least one of:

(i) printing, (ii) embossing, or (iii) impregnating the destruction indicia.

22. A method of disabling the device in claim 14, comprising applying a force to the at least one position indicated by the destruction indicia to disable use of the contactless transaction device for facilitating an electronic transaction.

23. The method of claim 22, further comprising placing the contactless transaction device in proximity to a contactless transaction device reader after applying the force to verify that the contactless transaction device is inoperable.

21. (canceled)

24. A contactless transaction device operable to facilitate an electronic transaction, the device comprising:

a body;

a microchip integrated with the body;

an antenna integrated with the body and in communication with the microchip; and

at least one of an induction loop or a power source in communication with the microchip;

wherein the body comprises destruction indicia on the body to indicate a position to receive a force to permanently disable use of the contactless transaction device for facilitating an electronic transaction, wherein the destruction indicia comprises a solid or broken line outlining at least a portion of at least one of the microchip, the antenna, or the induction loop or power source in the body.

25. The contactless transaction device of claim 24, wherein the destruction indicia further comprises instructions to apply the force intersecting the solid or broken line.