System and Methods for Delivering Targeted Marketing Offers to Consumers Via an Online Portal
First Claim
1. A targeted marketing system operative to deliver a targeted marketing offer to a consumer of a financial institution via an online portal associated with a financial institution computer system, the online portal operative to provide a display of a consumer'"'"'s financial transactions during a viewing session, comprising:
- an offer management system operative for receiving input from an advertiser corresponding to the terms of a targeted marketing offer to be provided to a consumer of the financial institution in response to the identification of an offer triggering event by the consumer, and for delivering campaign data corresponding to the targeted marketing offer and to the offer triggering event as an output to an offer placement system; and
an offer placement system operative in cooperation with the financial institution computer system to receive the campaign data from the offer management system, determine the occurrence of an offer triggering event by the consumer, and deliver information corresponding to the targeted marketing offer to the consumer during the online session with the online portal.
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Accused Products
Abstract
A system and methods for delivering targeted marketing offers to consumers during a session with an online (web-based) Internet portal, particularly suitable for online banking portals of financial institutions. An offer management system receives information corresponding to an advertising campaign of an advertiser corresponding to terms of a targeted marketing offer to be provided to a consumer accessing the online portal, and provides advertising campaign data corresponding to the targeted marketing offer and to an offer-triggering event to an offer placement system. An offer placement system receives the advertising campaign data, determines the occurrence of the offer-triggering event by a consumer during an online session with the online portal, and delivers information corresponding to the targeted marketing offer to the consumer. In response to the offer-triggering event, such as display of a list of transactions, the predetermined targeted marketing offer is delivered to the consumer during the online session.
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Citations
102 Claims
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1. A targeted marketing system operative to deliver a targeted marketing offer to a consumer of a financial institution via an online portal associated with a financial institution computer system, the online portal operative to provide a display of a consumer'"'"'s financial transactions during a viewing session, comprising:
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an offer management system operative for receiving input from an advertiser corresponding to the terms of a targeted marketing offer to be provided to a consumer of the financial institution in response to the identification of an offer triggering event by the consumer, and for delivering campaign data corresponding to the targeted marketing offer and to the offer triggering event as an output to an offer placement system; and an offer placement system operative in cooperation with the financial institution computer system to receive the campaign data from the offer management system, determine the occurrence of an offer triggering event by the consumer, and deliver information corresponding to the targeted marketing offer to the consumer during the online session with the online portal. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50)
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51. A computer-implemented method for delivering a targeted marketing offer to a consumer of a financial institution via an online portal associated with the financial institution, the online portal operative to provide a display of a consumer'"'"'s financial transactions during a viewing session, comprising the steps of:
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receiving input from an advertiser corresponding to the terms of a targeted marketing offer to be provided to a consumer of the financial institution in response to the identification of an offer triggering event by the consumer; generating campaign data corresponding to the targeted marketing offer and to the offer triggering event; providing the campaign data for use in connection with operations of the online portal of the financial institution; determining the occurrence of the offer triggering event by the consumer; and delivering information corresponding to the targeted marketing offer to the consumer by display to the consumer of selected targeted marketing offer information to the consumer via the online portal. - View Dependent Claims (52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102)
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Specification