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System and Method for Authorizing Transactions Via Mobile Devices

  • US 20100106644A1
  • Filed: 10/22/2009
  • Published: 04/29/2010
  • Est. Priority Date: 10/23/2008
  • Status: Abandoned Application
First Claim
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1. A system for authorizing transfers via mobile devices, comprising:

  • a first mobile device executing a transfer authorization application, said transfer authorization application allowing a user to enter transfer information for a transfer and, in response, generating and communicating a transfer request for said transfer, said transfer information including an identifier associated with a recipient and a transfer amount; and

    a server having a data store storing account details for a first account of said user, said server receiving said transfer request from said mobile device, verifying that said user has resources in said first account for said transfer request, sending a notification to a second mobile device associated with said identifier of said recipient and transferring said transfer value from said first account to a second account of said recipient.

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