SYSTEMS AND METHODS FOR FACILITATING SHARING OF EXPENSES OVER A NETWORK
First Claim
1. A system for facilitating financial transactions over a network, the system comprising:
- a first component adapted to communicate with at least one member of a user group via at least one client device over the network and a merchant via a merchant device over the network; and
a second component adapted to receive a group transaction request, divide a payment for the group transaction request into a plurality of portions according to a number of members in the user group, separately debit the portions of the payment from one or more accounts related to each member of the user group, and provide payment to the merchant via the merchant device based on information passed with the group transaction request.
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Accused Products
Abstract
In accordance with one or more embodiments of the present disclosure, systems and methods for facilitating sharing of expenses over a network utilize a first component adapted to communicate with members of a user group via a client device over the network and a merchant via a merchant device over the network. The systems and methods for facilitating sharing of expenses over a network further utilize a second component adapted to receive a group transaction request from the user group, divide a payment for the group transaction request into a plurality of portions according to a number of members in the user group, separately debit the portions of the payment from one or more accounts related to each member of the user group, and provide payment to the merchant via the merchant device based on information passed with the group transaction request.
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Citations
20 Claims
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1. A system for facilitating financial transactions over a network, the system comprising:
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a first component adapted to communicate with at least one member of a user group via at least one client device over the network and a merchant via a merchant device over the network; and a second component adapted to receive a group transaction request, divide a payment for the group transaction request into a plurality of portions according to a number of members in the user group, separately debit the portions of the payment from one or more accounts related to each member of the user group, and provide payment to the merchant via the merchant device based on information passed with the group transaction request. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method for facilitating financial transactions over a network, the method comprising:
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communicating with at least one member of a user group via at least one client device over the network and a merchant via a merchant device over the network; receiving a group transaction request; dividing a payment for the group transaction request into a plurality of portions according to a number of members in the user group; separately debiting the portions of the payment from one or more accounts related to each member of the user group; and providing payment to the merchant via the merchant device based on information passed with the group transaction request. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19)
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20. Software encoded in one or more computer readable media and when executed operable to:
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communicate with at least one member of a user group via at least one client device over the network and a merchant via a merchant device over the network; receive a group transaction request; divide a payment for the group transaction request into a plurality of portions according to a number of members in the user group; separately debit the portions of the payment from one or more accounts related to each member of the user group; and provide payment to the merchant via the merchant device based on information passed with the group transaction request.
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Specification