CARD PRINTING VERIFICATION SYSTEM
First Claim
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1. A card printing verification system, comprising:
- a security input device for receiving an identity credential embodying user identification data and corresponding to a card user;
an identity verification module in communication with the security input device, an authenticated card user identity being established in response to a verification of the received user identification data with a user identity database;
a compliance module for evaluating the authenticated card user identity against a prohibited user database, a card issuance permission being generated thereby in response to the evaluation, the evaluation being positive;
a fund management module linked to a financial account associated with the card user and including monetary value information, the fund management module being operative to modify the monetary value information upon authorization based on an evaluation of one or more factors; and
a card printer in communication with the compliance module and the management module, a financial card linked to the card user being produced therefrom in response to the card issuance permission and the authorization.
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Abstract
A card printing verification system is disclosed. The system includes a security input device for receiving an identity credential that embodies user identification data and corresponds to a card user. There is also an identity verification module that verifies the identity of the user against a fraud detection scheme. There is also a compliance module for checking whether the card user is found in a prohibited persons list. When both evaluations indicate that there is little to no risk in authorizing a financial transaction card, various customizations are applied thereto and issued for immediate use.
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Citations
24 Claims
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1. A card printing verification system, comprising:
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a security input device for receiving an identity credential embodying user identification data and corresponding to a card user; an identity verification module in communication with the security input device, an authenticated card user identity being established in response to a verification of the received user identification data with a user identity database; a compliance module for evaluating the authenticated card user identity against a prohibited user database, a card issuance permission being generated thereby in response to the evaluation, the evaluation being positive; a fund management module linked to a financial account associated with the card user and including monetary value information, the fund management module being operative to modify the monetary value information upon authorization based on an evaluation of one or more factors; and a card printer in communication with the compliance module and the management module, a financial card linked to the card user being produced therefrom in response to the card issuance permission and the authorization. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. An apparatus for issuing a financial transaction card to a user, comprising:
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a plurality of security devices receptive of user identity data; a client-side data processor linkable to a server-side data processor, the user identity data being transmitted to the server-side data processor for user identity authentication and validation thereon; and a card issuance device in communication with the server-side data processor that receives an issuance authorization signal and account data therefrom based on the user identity authentication and validation, the device including; a printer for customizing the appearance of the financial transaction card and writing the account data to the financial transaction card, the account data being associated with the authenticated and validated user identity; wherein the financial transaction card is printed and recorded in response to a receipt of the issuance authorization signal. - View Dependent Claims (21, 22, 23, 24)
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Specification