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VERIFYING CARDHOLDER IDENTITY USING SIGNATURE OF THE CARD

  • US 20100127071A1
  • Filed: 11/21/2008
  • Published: 05/27/2010
  • Est. Priority Date: 11/21/2008
  • Status: Active Grant
First Claim
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1. A portable device for verifying an identity of a cardholder during a transaction involving a card, the portable device comprising:

  • a memory that stores a digital representation of a distinct magnetic characteristic of a magnetic stripe of the card, wherein the magnetic characteristic occurs over one or more predetermined segments of the magnetic stripe;

    input logic for receiving a request for verification of the identify of the cardholder; and

    output logic for transmitting the digital representation to another electronic device in response to receiving the request.

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