INCENTIVIZED ADOPTION OF TIME-DEPENDENT INSURANCE BENEFITS
First Claim
1. A system, comprising:
- a component that supplies one or more performance records generated based in part on at least one of real-time operation information of a vehicle or information of an operation environment of the vehicle;
a component that receives a set of incentive offers related to real-time insurance benefit(s) for the vehicle, one or more incentive offers in the set of incentive offers are issued in response to the supplied one or more performance records; and
a display component that renders the set of incentive offers and enables collection of acceptance of at least one incentive offer.
4 Assignments
0 Petitions
Accused Products
Abstract
System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.
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Citations
20 Claims
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1. A system, comprising:
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a component that supplies one or more performance records generated based in part on at least one of real-time operation information of a vehicle or information of an operation environment of the vehicle; a component that receives a set of incentive offers related to real-time insurance benefit(s) for the vehicle, one or more incentive offers in the set of incentive offers are issued in response to the supplied one or more performance records; and a display component that renders the set of incentive offers and enables collection of acceptance of at least one incentive offer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method, comprising:
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employing at least a computer processor to execute code instructions retained in a computer-readable medium, the executed code instructions implement the following acts; collecting performance information of a vehicle; supplying a portion of the collected performance information based in part on predetermined criteria; receiving a disclosure of a set of optional incentives, at least one incentive in the set of optional incentives in generated based at least in part on the portion of the collected performance information; and if at least one incentive in the set of optional incentives is elected; delivering an indication of election of the at least one incentive in the set of optional incentives; and receiving content based in part on the election of the at least one incentive in the set of optional incentives. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A system, comprising:
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means for conveying a performance record generated based in part on at least one of real-time operation information of a vehicle or information of an operation environment of the vehicle; means for receiving a set of incentive offers related to real-time insurance benefit(s) for the vehicle, one or more incentive offers in the set of incentive offers are issued in response to the performance record; means for rendering the set of incentive offers; and means for collecting an indication to accept or reject at least one incentive offer. - View Dependent Claims (19, 20)
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Specification