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IDENTIFICATION VERIFICATION WITH USER CHALLENGE

  • US 20100131409A1
  • Filed: 11/22/2008
  • Published: 05/27/2010
  • Est. Priority Date: 11/22/2008
  • Status: Abandoned Application
First Claim
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1. A computer-implemented method comprising:

  • sending, by an online service provider system to a user, a request for;

    a name; and

    user identifying information associated with the provided name;

    querying, by the online service provider system, a trusted database based on the provided name and the user identifying information;

    determining, by the online service provider system, based on a result of the query, if a match exists in the database between the provided name and the user identifying information;

    in the event a match exists, presenting, by the online service provider system, a challenge to the user, the challenge being based on the user identifying information;

    determining, by the online service provider system, a verification status of the user'"'"'s identity based on a result of the challenge; and

    designating, by the online service provider system, the user'"'"'s identity as verified or unverified in accordance with the verification status.

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