PERSONAL IDENTIFICATION DEVICE FOR SECURE TRANSACTIONS

• US 20100131414A1
• Filed: 03/14/2008
• Published: 05/27/2010
• Est. Priority Date: 03/14/2007
• Status: Abandoned Application

• Current Assignee: Dexrad Limited
• Original Assignee: Dexrad Limited
• Inventors: Tame, Gavin Randall
• Application Number:
  US12/531,229
• Publication Number:
  US 20100131414A1
• Time in Patent Office: Days
• US Class Current: 705/67
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/3823 combining multiple encryption tools for a transaction
• CPC Class Codes: G06Q 20/40145 Biometric identity checks

Abstract

A portable identification apparatus and an associated identification and authentication system are described. The portable apparatus can store biometric data of an authorised user of the apparatus and includes a biometric scanner for acquiring biometric data of a user of the apparatus. A processor compares acquired biometric data with the stored biometric data to identify a user of the apparatus, and generates identification information relating to the authorised user if the acquired biometric data matches the stored biometric data. A wireless communication interface transmits the identification information to a communication terminal such as a mobile telephone, for use in a transaction. At an authentication centre comprising a server with an associated database, data is stored identifying each identification apparatus, as well as biometric data corresponding to the stored biometric data in each identification apparatus, and encryption keys for decrypting data in the identification information transmitted via the communication terminal. In a method of use of the apparatus and system, a user of the identification apparatus can be identified to a third party participating in a transaction.

Claims

1. Identification apparatus comprising:

data storage means for storing biometric data of an authorised user of the apparatus;

a biometric data acquisition device for acquiring biometric data of a user of the apparatus;

a processor arranged to compare acquired biometric data with the stored biometric data to identify a user of the apparatus and to generate identification information relating to the authorised user if the acquired biometric data matches the stored biometric data; and

a wireless communication interface for transmitting the identification information to a communication terminal, for use in a transaction.

2. Identification apparatus according to claim 1 including a global positioning system (GPS) receiver arranged to generate position data, the processor being arranged to include current position data in the identification information.

3. Identification apparatus according to claim 1 or claim 2 wherein the biometric data acquisition device is a fingerprint scanner, an iris scanner or a retinal scanner.

4. Identification apparatus according to any one of claims 1 to 3 wherein the wireless communication interface is an infra-red interface, a Bluetooth interface, or another radio interface.

5. Identification apparatus according to any one of claims 1 to 4 wherein the communication terminal to which the identification information is transmitted is a mobile telephone or a computer having both short-range wireless connectivity and connectivity to an external network, so that the communication terminal is able to receive the identification information from the identification apparatus, and transmit it to a remote authentication centre.

6. Identification apparatus according to any one of claims 1 to 5 wherein the processor is arranged to encrypt the identification information and to include the encrypted information in a message addressed to the authentication centre for onward transmission to the authentication centre via the communication terminal.

7. Identification apparatus according to any one of claims 1 to 6 wherein the identification apparatus is portable and self-powered so that it can be carried by a person with their personal effects.

8. An identification and authentication system including at least one identification apparatus according to any one of claims 1 to 7, and an authentication centre comprising a server with an associated database, the database storing data identifying each identification apparatus, biometric data corresponding to the stored biometric data in each identification apparatus, and encryption keys for decrypting data in the identification information transmitted from any identification apparatus.

9. An identification and authentication system according to claim 8 wherein the authentication station is arranged to transmit authentication data to a designated third party confirming the identity of a user of the identification apparatus in respect of a transaction entered into by the user, if the identification information received from a user'"'"'s identification device corresponds to data stored by the identification station.

10. A method of identifying a person comprising:

storing biometric data of an authorised user of portable identification apparatus, both in the portable identification apparatus and at a central authentication station;

acquiring biometric data of a user of the portable identification apparatus;

generating identification information relating to the authorised user if the acquired biometric data matches the biometric data stored in the portable identification apparatus;

transmitting the identification information to a communication terminal;

forwarding the identification information from the communication terminal to an authentication station;

authenticating the identification information to identify the user; and

transmitting authentication data to a third party for use in a transaction.