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Systems and Methods for Handling Point-of-Sale Transactions Using a Mobile Device

  • US 20100161433A1
  • Filed: 12/19/2008
  • Published: 06/24/2010
  • Est. Priority Date: 08/04/2008
  • Status: Active Grant
First Claim
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1. A method for providing payment via a mobile device in a transaction for an item or service, comprising:

  • receiving a selection on the mobile device of a transaction account from which to fund payment in a transaction for an item or service;

    generating and sending a notification to a network processing system (NPS), the notification identifying the selected transaction account, and the NPS being configured to associate the selected transaction account with an NPS account identified by a customer identifier, for at least one future transaction; and

    sending the customer identifier to a point-of-sale (POS) system via a short-range communications medium to complete the transaction.

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