METHODS OF OPERATING A SELF-SERVICE CHECK DEPOSITING TERMINAL TO PROVIDE AN ACKOWLEDGEMENT RECEIPT

• US 20100161489A1
• Filed: 12/18/2008
• Published: 06/24/2010
• Est. Priority Date: 12/18/2008
• Status: Active Grant

• Current Assignee: NCR Voyix Corporation
• Original Assignee: NCR Corporation
• Inventors: Angus, Robin I.G., Goodall, Ian C.
• Granted Patent: US 8,321,349 B2
• Time in Patent Office: Days
• US Class Current: 705/45
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 Depositing operations within ATMs depositing in general G07D11/00
• CPC Class Codes: G07G 5/00 Receipt-giving machines cash registers giving receipts G07G1/00

Abstract

A method is provided of operating a self-service check depositing terminal to provide an acknowledgement receipt. The method comprises identifying a depositor, receiving one or more checks from the depositor, generating a check deposit receipt associated with the transaction, obtaining an electronic mail (email) address associated with the identified depositor, attaching the check deposit transaction receipt to the email, printing an acknowledgement receipt which contains the email address, and delivering the printed acknowledgment receipt to the depositor. In another embodiment, the printed acknowledgement receipt may contain a Uniform Resource Locator (URL) associated with the check deposit receipt.

Claims

1. A method of operating a self-service check depositing terminal to provide an acknowledgement receipt, the method comprising:

identifying a depositor;

receiving one or more checks from the depositor;

generating a check deposit receipt associated with the transaction;

obtaining an electronic mail (email) address associated with the identified depositor;

attaching the check deposit transaction receipt to the email;

printing an acknowledgement receipt which contains the email address; and

delivering the printed acknowledgment receipt to the depositor.

2. A method according to claim 1, wherein the acknowledgment receipt contains (i) information about the transaction, and (ii) a statement indicating that the check deposit transaction receipt has been sent to the email address of the identified depositor.

3. A method of operating a self-service check depositing terminal to provide an acknowledgement receipt, the method comprising:

identifying a depositor;

receiving one or more checks from the depositor;

generating a check deposit transaction receipt associated with the transaction;

storing the check deposit transaction receipt in a Web server;

obtaining a Uniform Resource Locator (URL) associated with the check deposit transaction receipt stored in the Web server;

printing an acknowledgement receipt which contains the URL; and

delivering the printed acknowledgment receipt to the depositor.

4. A method according to claim 3, wherein the acknowledgment receipt contains (i) information about the transaction, and (ii) a statement indicating the URL that the depositor needs to go to obtain the check deposit transaction receipt.

5. A method of operating a self-service check depositing terminal, the method comprising:

identifying a depositor;

receiving one or more checks from the depositor;

generating a check deposit transaction receipt associated with the transaction;

presenting a screen to the depositor to enable the depositor to select a delivery channel for receiving the check deposit transaction receipt; and

delivering the check deposit transaction receipt to the depositor via the selected delivery channel.

6. A method according to claim 5, wherein the selected delivery channel comprises a mode of electronic mail (email).

7. A method according to claim 5, wherein the selected delivery channel comprises a Uniform Resource Locator (URL) by which the depositor can go to obtain the check deposit transaction receipt.

8. A method of operating a self-service check depositing terminal, the method comprising:

identifying a depositor;

receiving one or more checks from the depositor;

generating a check deposit transaction receipt associated with the transaction;

based upon the identified depositor, identifying a delivery channel for delivering the check deposit transaction receipt to the depositor; and

delivering the check deposit transaction receipt to the depositor via the identified delivery channel.

9. A method according to claim 8, wherein the identified delivery channel comprises a mode of electronic mail (email).

10. A method according to claim 8, wherein the identified delivery channel comprises a Uniform Resource Locator (URL) by which the depositor can go to obtain the check deposit transaction receipt.