On-line, Real-time, Property and Casualty Loss Estimation System and Method
First Claim
1. A computer implemented method for producing an estimate reflective of the cost to renew a damaged property, said method comprising:
- providing a series of interactive displays containing inquiries for input by a user of a plurality of details concerning damage to various elements of a property,receiving said plurality of details as entered by said user,in response to said plurality of details, prompting said user to input further details concerning property elements related to the damaged elements,calculating from said input details an estimate of the repair costs to renew said property, andcommunicating said estimate to said user.
1 Assignment
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Accused Products
Abstract
An interactive, real-time, property and casualty loss estimation system and method includes a web portal comprising a computer configured to allow a qualified user to sign in over the internet and create an estimate reflective of the true cost to renew a property from a casualty loss. The user enters data from an insurance company loss estimate which in many instances is devoid of consideration of issues such as matching finishes, bringing a property up to standard for changes in building and municipal code, and ancillary costs such as permitting fees. In operation, a final affidavit with a supporting loss estimate is made available for printing by the user to submit to an insurance company to negotiate an increased settlement more fully covering the costs needed to property to a pre-loss condition.
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Citations
27 Claims
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1. A computer implemented method for producing an estimate reflective of the cost to renew a damaged property, said method comprising:
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providing a series of interactive displays containing inquiries for input by a user of a plurality of details concerning damage to various elements of a property, receiving said plurality of details as entered by said user, in response to said plurality of details, prompting said user to input further details concerning property elements related to the damaged elements, calculating from said input details an estimate of the repair costs to renew said property, and communicating said estimate to said user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. An internet portal comprising a computer, said computer being configured to produce an estimate reflective of the cost to renew a damaged property including:
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providing a series of interactive displays containing inquiries for input by a user over the internet of a plurality of details concerning damage to various elements of a property, receiving said plurality of details as entered by said user, in response to said plurality of details, prompting said user to input further details concerning property elements related to the damaged elements, calculating from said input details for both of the damaged property elements and the related property elements an estimate of the repair costs to renew said property, and communicating said estimate over the internet to said user. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27)
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Specification