METHODS AND APPARATUS FOR USE IN ASSOCIATION WITH IDENTIFICATION TOKEN

• US 20100163616A1
• Filed: 12/29/2008
• Published: 07/01/2010
• Est. Priority Date: 12/29/2008
• Status: Active Grant

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: Phillips, Simon, Marshall-Rees, Stephen
• Granted Patent: US 8,794,532 B2
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06K 19/077 Constructional details, e.g. mounting of circuits in the carrier
• CPC Class Codes: G06K 19/07732 the record carrier having a housing or construction similar to well-known portable memory devices, such as SD cards, USB or memory sticks housings for electrical equipment in general, see H05K5/02
• CPC Class Codes: G06K 19/07741 comprising a first part operating as a regular record carrier and a second attachable part that changes the functional appearance of said record carrier, e.g. a contact-based smart card with an adapter part which, when attached to the contact card makes the contact card function as a non-contact card
• CPC Class Codes: G06K 19/07749 the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card

Abstract

In some embodiments, a method includes supporting an identification token, issued to an account holder by a non-card shaped body of a device; communicating with a proximity coupling device via a wireless interface of the identification token; electrically connecting a communication device to an electrical connector attached to the non-card shaped body; and resetting a security parameter in the identification token in response, at least in part, to at least one signal from the communication device. In some embodiments, the non-card shaped body of the device is a non-card shaped body of a device issued to the account holder. In some embodiments, the communication device is a communication device issued to the account holder. In some embodiments, an apparatus includes an identification token having a wireless interface; a non-card shaped body that encloses the identification token; and an electrical connector attached to the non-card shaped body and adapted to be electrically connected to a communication device; the identification token to communicate with a proximity coupling device via the wireless interface, and to reset a security parameter in the identification token in response, at least in part, to at least one signal from the communication device.

Claims

1. A method comprising:

supporting an identification token, issued to an account holder, by a non-card shaped body of a device issued to the account holder;

communicating with a proximity coupling device via a wireless interface of the identification token;

electrically connecting a communication device to an electrical connector attached to the non-card shaped body;

communicating with the communication device via the electrical connector; and

resetting a security parameter in the identification token in response, at least in part, to at least one signal from the communication device

2. The method of claim 1 wherein communicating with the communication device comprises:

receiving the at least one signal from the communication device via the electrical connection; and

transmitting at least one signal from the identification token to the communication device via the electrical connection.

3. The method of claim 1 wherein the identification token comprises a proximity payment device.

4. The method of claim 1 wherein communicating with the proximity coupling device via the wireless interface comprises transmitting at least one of:

an account number; and

a name of a person.

5. The method of claim 1 wherein the security parameter comprises a security parameter based at least in part on at least one of:

a number of transactions that have been made using the identification token; and

an amount that has been spent using the identification token.

6. The method of claim 1 wherein the security parameter comprises an EMV risk parameter.

7. The method of claim 1 further comprising disabling use of the identification token if the security parameter does not satisfy a criteria.

8. The method of claim 1 wherein the non-card shaped body encloses the identification token.

9. The method of claim 1 wherein the non-card shaped body comprises a body of at least one of:

a cell phone, a wristwatch, a portable data assistant, a music player, a key fob and a USB flash drive.

10. The method of claim 1 wherein the connector comprises a USB connector.

11. The method of claim 1 further comprising providing a human detectable indication that security parameter has been reset.

12. Apparatus comprising:

an identification token having a wireless interface;

a non-card shaped body that encloses the identification token; and

an electrical connector attached to the non-card shaped body and adapted to be electrically connected to a communication device;

the identification token to communicate with a proximity coupling device via the wireless interface, to communicate with the communication device via the electrical connector, and to reset a security parameter in the identification token in response, at least in part, to at least one signal from the communication device.

13. The apparatus of claim 12 wherein the identification token to communicate with the communication device comprises an identification token to:

receive the at least one signal from the communication device via the electrical connector; and

transmit at least one signal to the communication device via the electrical connector

14. The apparatus of claim 12 wherein the identification token comprises a proximity payment device.

15. The apparatus of claim 12 the identification token to communicate with the proximity coupling device via the wireless interface comprises an identification token to transmit at least one of:

an account number; and

a name of a person.

16. The apparatus of claim 12 wherein the security parameter comprises a security parameter based at least in part on at least one of:

a number of transactions that have been made using the identification token; and

an amount that has been spent using the identification token.

17. The apparatus of claim 12 wherein the security parameter comprises an EMV risk parameter.

18. The apparatus of claim 12 wherein the identification token comprises and identification token to disable use of the identification token if the security parameter does not satisfy a criteria.

19. The apparatus of claim 12 wherein the non-card shaped body encloses the identification token.

20. The apparatus of claim 12 wherein the non-card shaped body comprises a body of at least one of:

a cell phone, a wristwatch, a portable data assistant, a music player, a key fob and a USB flash drive.

21. The apparatus of claim 12 wherein the connector comprises a USB connector.

22. A method comprising:

supporting an identification token, issued to an account holder, by a non-card shaped body;

communicating with a proximity coupling device via a wireless interface of the identification token;

electrically connecting a communication device, issued to an account holder, to an electrical connector attached to the non-card shaped body;

communicating with the communication device via the electrical connector; and

resetting a security parameter in the identification token in response, at least in part, to at least one signal from the communication device.

23. The method of claim 22 further comprising providing a human detectable indication that the security parameter has been reset.

24. Apparatus comprising:

a body;

a USB connector attached to the body;

a mass storage system supported by the body, the mass storage device coupled to the USB connector and to communicate via the USB connector; and

an identification token supported by the body, the identification token having a wireless interface to communicate with a proximity coupling device, the identification token further having an interface coupled to the USB connector to communicate via the USB connector.

25. The apparatus of claim 24 wherein the mass storage system comprises a mass storage system to:

receive information via the USB connector;

store the information;

retrieve the information; and

supply the retrieved information via the USB connector.

26. The apparatus of claim 25 wherein the mass storage system comprises a USB controller and flash memory coupled to the USB controller.

27. The apparatus of claim 24 wherein the body comprises a body of a USB flash drive.

28. The apparatus of claim 24 wherein the identification token comprises a proximity payment device.

29. The apparatus of claim 28 wherein the body comprises a body of a USB flash drive.

30. The apparatus of claim 28 wherein the proximity payment device comprises a proximity payment device to reset a security parameter in the proximity payment device in response, at least in part, to at least one signal from the communication device.

31. The apparatus of claim 30 wherein the security parameter comprises a security parameter based at least in part on at least one of:

a number of transactions that have been made using the proximity payment device; and

an amount that has been spent using the proximity payment device.

32. The apparatus of claim 31 wherein the body comprises a body of a USB flash drive.

33. A method comprising:

supporting an identification token, issued to an account holder, by a body that supports a mass storage system coupled to a USB connector;

communicating with a proximity coupling device via a wireless interface of the identification token; and

communicating with a communication device via the USB connector and an interface of the identification token.

34. The method of claim 33 wherein the body comprises a body of a USB flash drive.