ALARMING SYSTEM AND METHOD FOR PROTECTING MALICIOUS ACCESS TO BANK ACCOUNTS
First Claim
Patent Images
1. A bank alarm method for securing bank accounts, the method comprising:
- setting an alarm password corresponding to a bank account of a bank, and setting a restricted amount of money in the bank account;
receiving information of the bank account and an input password in response to receiving user input;
determining if the input password is the alarm password;
acquiring account information of the bank account if the input password is the alarm password;
generating an alarm message that is populated with the account information, and sending the alarm message to a receiving device of one or more emergency dispatchers;
logging into the bank account;
comparing an account balance of the bank account with the restricted amount, and determining if the account balance is greater than the restricted amount;
displaying the restricted amount on an account interface provided by a bank server of the bank if the account balance is greater than the restricted amount;
ordisplaying the account balance on the account interface if the account balance is less than the restricted amount.
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Accused Products
Abstract
An alarm system and method include setting an alarm password corresponding to the bank account and setting a restricted amount of the bank account, acquiring account information of the bank account if the alarm password is received, and sending the alarm message including the account information to a receiving device of one or more emergency dispatchers. The alarm system and method further include displaying the restricted amount on an account interface provided by a bank server if the account balance is greater than the restricted amount, or displaying the account balance on the account interface if the account balance is less than the restricted amount.
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Citations
18 Claims
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1. A bank alarm method for securing bank accounts, the method comprising:
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setting an alarm password corresponding to a bank account of a bank, and setting a restricted amount of money in the bank account; receiving information of the bank account and an input password in response to receiving user input; determining if the input password is the alarm password; acquiring account information of the bank account if the input password is the alarm password; generating an alarm message that is populated with the account information, and sending the alarm message to a receiving device of one or more emergency dispatchers; logging into the bank account; comparing an account balance of the bank account with the restricted amount, and determining if the account balance is greater than the restricted amount; displaying the restricted amount on an account interface provided by a bank server of the bank if the account balance is greater than the restricted amount;
ordisplaying the account balance on the account interface if the account balance is less than the restricted amount. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A bank server of a bank, the bank server comprising:
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a storage system; at least one processor; and one or more programs stored in the storage system and being executable by the at least one processor, the one or more programs comprising; a setting module operable to set an alarm password corresponding to a bank account of the bank, and set a restricted amount of money in the bank account; an identifying module operable to receive information of the bank account and an input password in response to receiving user input, and determine if the input password is the alarm password; an alarming module operable to acquire account information of the bank account if the input password is the alarm password, generate an alarm message that is populated with the account information, and send the alarm message to a receiving device of one or more emergency dispatchers; and an account processing module operable to log into the bank account, compare an account balance of the bank account with the restricted amount, determine if the account balance is greater than the restricted amount, and display the restricted amount on an account interface provided by the bank server if the account balance is greater than the restricted amount, or display the account balance on the account interface if the account balance is less than the restricted amount. - View Dependent Claims (8, 9, 10, 11, 12)
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13. A storage medium storing a set of instructions, the set of instructions capable of being executed by a processor to perform a bank alarm method for securing bank accounts, the method comprising:
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setting an alarm password corresponding to a bank account of a bank, and setting a restricted amount of money in the bank account; receiving information of the bank account and an input password in response to receiving user input; determining if the input password is the alarm password; acquiring account information of the bank account if the input password is the alarm password; generating an alarm message that is populated with the account information, and sending the alarm message to a receiving device of one or more emergency dispatchers; logging into the bank account; comparing an account balance of the bank account with the restricted amount, and determining if the account balance is greater than the restricted amount; displaying the restricted amount on an account interface provided by a bank server of the bank if the account balance is greater than the restricted amount;
ordisplaying the account balance on the account interface if the account balance is less than the restricted amount. - View Dependent Claims (14, 15, 16, 17, 18)
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Specification