METHOD AND APPARATUS FOR MOBILE OFFER FULFILLMENT
First Claim
1. A rewards system, comprising:
- a transaction processing system, receiving a transaction authorization request message generated from a point of interaction, the transaction authorization request message including a purchase amount, and a customer account identifier, the transaction processing system generating an authorization response message for transmission to the point of interaction; and
a messaging system, in communication with the transaction processing system, generating a rewards message for transmission to a mobile device associated with the customer account identifier, the rewards message including details of a status associated with a reward transaction.
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Accused Products
Abstract
Rewards systems, methods, means and computer program code are provided which include a transaction processing system, receiving a transaction authorization request message generated from a point of interaction, the transaction authorization request message including a purchase amount, and a customer account identifier, the transaction processing system generating an authorization response message for transmission to the point of interaction. The rewards systems further include a messaging system, in communication with the transaction processing system, generating a rewards message for transmission to a mobile device associated with the customer account identifier, the rewards message including details of a status associated with a reward transaction.
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Citations
24 Claims
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1. A rewards system, comprising:
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a transaction processing system, receiving a transaction authorization request message generated from a point of interaction, the transaction authorization request message including a purchase amount, and a customer account identifier, the transaction processing system generating an authorization response message for transmission to the point of interaction; and a messaging system, in communication with the transaction processing system, generating a rewards message for transmission to a mobile device associated with the customer account identifier, the rewards message including details of a status associated with a reward transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method, comprising:
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providing a plurality of reward offers to be presented to a cardholder operating a mobile device each of said plurality of reward offers including information identifying a merchant, at least one offer qualifying condition, and a reward amount; receiving a request generated from said cardholder to participate in at least a selected one of said reward offers; associating an offer identifier associated with said at least a selected one of said reward offers with information identifying said cardholder, including a cardholder phone number and a cardholder payment account number; and providing an offer enrollment message to be transmitted to said mobile device. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A computer-readable medium storing instructions adapted to be executed by a processor to perform a method, the method comprising:
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providing a plurality of reward offers to be presented to a cardholder operating a mobile device, each of said plurality of reward offers including information identifying a merchant, at least one offer qualifying condition, and a reward amount; receiving a request generated from said cardholder to participate in at least a selected one of said reward offers; associating an offer identifier associated with said at least a selected one of said reward offers with information identifying said cardholder, including a cardholder phone number and a cardholder payment account number; and providing an offer enrollment message to be transmitted to said mobile device. - View Dependent Claims (22, 23, 24)
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Specification