METHODS AND SYSTEMS FOR REPLACING INSURED ITEMS

• US 20100179837A1
• Filed: 01/13/2009
• Published: 07/15/2010
• Est. Priority Date: 01/13/2009
• Status: Abandoned Application

• Current Assignee: Artigem, Inc.
• Original Assignee: Artigem, Inc.
• Inventors: Artinger, Charles Kurt
• Application Number:
  US12/353,067
• Publication Number:
  US 20100179837A1
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

A method for replacing insured items using a web-based system including a server and at least one device connected to the server via a network is provided. The method includes receiving at the server specification information about an insured item to be replaced. The specification information includes at least one feature of the insured item. The method further includes comparing the received item specification information with potential replacement product information pre-stored within at least one of the server and a database to identify at least one comparable item that is comparable to the insured item and compiling a list of the at least one comparable item. The list includes specification information related to the at least one comparable item. The method also includes displaying the compiled list to at least an insured, selecting the at least one comparable item for comparison with the insured item, and displaying a comparison between at least one feature of the at least one comparable item and at least one feature of the insured item.

Claims

1. A method for replacing insured items using a web-based system including a server and at least one device connected to the server via a network, said method comprising:

receiving at the server specification information about an insured item to be replaced, the specification information including at least one feature of the insured item;

comparing the received item specification information with potential replacement product information pre-stored within at least one of the server and a database to identify at least one comparable item that is comparable to the insured item;

compiling a list of the at least one comparable item, the list including specification information related to the at least one comparable item;

displaying the compiled list to at least an insured;

selecting the at least one comparable item for comparison with the insured item; and

displaying a comparison between at least one feature of the at least one comparable item and at least one feature of the insured item.

2. A method in accordance with claim 1 wherein displaying the compiled list to at least an insured further comprises displaying the compiled list including at least one of a real-time price of the at least one comparable item and a real-time availability of the at least one comparable item.

3. A method in accordance with claim 1 wherein displaying a comparison between at least one feature of the at least one comparable item and at least one feature of the insured item further comprises displaying a feature-by-feature comparison between features of the at least one comparable item and features of the insured item.

4. A method in accordance with claim 1 wherein displaying a comparison between at least one feature of the at least one comparable item and at least one feature of the insured item further comprises displaying a definition of the least one feature.

5. A method in accordance with claim 1 further comprising selecting the at least one comparable item to be held as a possible replacement item for the insured item.

6. A method in accordance with claim 1 further comprising:

selecting the at least one comparable item as a replacement item for the insured item; and

providing the replacement item to the insured.

7. A method in accordance with claim 1 further comprising:

selecting at least one educational topic related to an insurance claim for the insured item; and

displaying at least one educational link to the insured, wherein the at least one education link directs the insured to an educational web page related to the at least one selected educational topic.

8. A method in accordance with claim 1 further comprising displaying information related to at least one vendor, wherein the displayed information includes at least one of a vendor name, vendor contact information, a vendor rating, and link to select the at least one vendor.

9. A method in accordance with claim 1 further comprising storing at least one digital copy a document on the server.

10. A method in accordance with claim 1 further comprising accessing a pre-formatted spreadsheet configured for storing information related to possessions of the insured.

11. A method in accordance with claim 1 further comprising communicating between at least two parties to an insurance claim for the insured item via a communication web page on the sever.

12. A system for facilitating replacement of an insured item of an insured, said system comprising:

a plurality of devices; and

a server coupled to said plurality of devices, said server configured to receive specification information data from a first party about the insured item via a first device of said plurality of devices, wherein the specification information includes at least one of a feature of the item, said server further comprising an interface configured to;

compare the received item specification information with potential replacement product information pre-stored within at least one of said server and a database to identify at least one comparable item that is comparable to the insured item;

compile a list of the at least one comparable item, the list including specification information related to the at least one comparable item;

display the compiled list to at least the insured via a second device of said plurality of devices;

prompt the insured to select the at least one comparable item for comparison with the insured item; and

display a comparison between at least one feature of the at least one comparable item and at least one feature of the insured item.

13. A system in accordance with claim 12 wherein said interface is further configured to display the compiled list including at least one of a real-time price of the at least one comparable item, a real-time availability of the at least one comparable item, and a definition of the least one feature.

14. A system in accordance with claim 12 wherein said interface is further configured to display a feature-by-feature comparison between features of the at least one comparable item and features of the insured item.

15. A system in accordance with claim 12 wherein said interface is further configured to display an estimate of at least one of a repair process and a replacement process for the insured item to at least the insured, the estimate at least one entered into said server, exported to said server, and uploaded to said server.

16. A system in accordance with claim 12 wherein said interface is further configured to prompt the insured to select the at least one comparable item to be held as a possible replacement item for the insured item.

17. A system in accordance with claim 12 wherein said interface is further configured to:

prompt the insured to select the at least one comparable item as a replacement item for the insured item; and

indicate that the replacement item is being provided to the insured.

18. A system in accordance with claim 12 wherein said interface is further configured to:

prompt the first party to select at least one educational topic related to an insurance claim for the insured item; and

display at least one educational link to the insured, wherein the at least one education link directs the insured to an educational web page related to the at least one selected educational topic.

19. A system in accordance with claim 12 wherein said interface is further configured to display information related to at least one vendor, wherein the displayed information includes at least one of a vendor name, vendor contact information, a vendor rating, and link to select the at least one vendor.

20. A system in accordance with claim 12 wherein said interface is further configured to at least one of:

prompt the insured to store at least one digital copy a document on the server;

prompt the insured to access a pre-formatted spreadsheet configured for storing information related to possessions of the insured; and

provide a communication web page for facilitating communication between at least the first party and the insured via said server.