Mobile banking and payment platform
First Claim
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1. A wireless banking system comprising:
- a mobile phone device for conducting wireless banking transactions and activities with a server system of a bank, credit union or other savings institution through a wireless communication network, whereinsaid phone device comprises a digital signal processor, and optionally two or more processors inclusive of a digital signal processor, and wherein information in the form of a transaction and/or activities is concealed during transaction to and from the mobile phone.
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Abstract
To eliminate, or at least substantially eliminate, the security concerns of conventional Internet-enabled mobile banking operations, and mobile banking operations in general, the present invention provides perhaps the most secure mobile banking and payment or product/service purchase method extent which avoids security problems of the Internet and provides a rapid transfer of transactional information and other information as desired, inclusive of revenue generating advertisements with the architecture and techniques of the present inventive Internet data protocol (DTP).
169 Citations
31 Claims
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1. A wireless banking system comprising:
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a mobile phone device for conducting wireless banking transactions and activities with a server system of a bank, credit union or other savings institution through a wireless communication network, wherein said phone device comprises a digital signal processor, and optionally two or more processors inclusive of a digital signal processor, and wherein information in the form of a transaction and/or activities is concealed during transaction to and from the mobile phone. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31)
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Specification