Method and Device for Determining a Contact Point in Time for Contacting a Money Transfer System

• US 20100211437A1
• Filed: 10/31/2007
• Published: 08/19/2010
• Est. Priority Date: 05/21/2007
• Status: Abandoned Application

• Current Assignee: Wincor Nixdorf International GmbH (Diebold Nixdorf, Incorporated)
• Original Assignee: Wincor Nixdorf International GmbH (Diebold Nixdorf, Incorporated)
• Inventors: Martin, Alexander, Guenther, Ute Marie-Kathrin, Schneider, Gerhard, Lenzner, Frank
• Application Number:
  US12/599,632
• Publication Number:
  US 20100211437A1
• Time in Patent Office: Days
• US Class Current: 705/10
• CPC Class Codes: G06Q 10/08 Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
• CPC Class Codes: G06Q 10/087 Inventory or stock management, e.g. order filling, procurement or balancing against orders
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G07D 11/245 Replenishment
• CPC Class Codes: G07D 11/36 Auditing of activities

Abstract

The invention relates to devices and methods for determining a contact point in time for contacting a money transfer system, which comprise a data processing system to which data with information on the variation with time of the demand for supplying money to the money transfer system (22 to 50) and/or on the variation with time of the demand for removing money from the money transfer system (22 to 50) can be transmitted. Based on the variation with time of the demand, the data processing system determines at least one next demand point in time at which the money transfer system (22 to 50) has a demand for a supply and/or removal of money. Further, the data processing system performs an assessment method which, based on the determined demand point in time and at least one preset assessment criterion, determines and assesses several potential contact points in time at which money is supplied to the money transfer system (22 to 50) and/or at which money is removed from the money transfer system (22 to 50), the data processing system automatically determining a favorable contact point in time based on the assessment result of the assessment method. The data processing system outputs the determined favorable contact point in time or processes it further.

Claims

1. A method for determining a contact point in time for contacting a money transfer system,

in which data with information on the variation with time of the demand for supplying money to the money transfer system and/or on the variation with time of the demand for removing money from the money transfer system are transmitted to a data processing system,

in which with the aid of the data processing system, based on the variation with time of the demand, at least one next demand point in time is determined, at which the money transfer system has a demand for supplying and/or removing money,

in which the money transfer system is assigned to a transport chain,

in which with the aid of the data processing system at least one further next demand point in time of at least one further money transfer system assigned to the transport chain is determined, at which the further money transfer system has a demand for supplying and/or removing money, or in which a further next demand point in time of at least one further money transfer system assigned to the transport chain is transmitted to the data processing system, at which a demand of the further money transfer system for supplying and/or removing money is expected,

in which with the aid of the data processing system an assessment method is performed with the aid of which, based on the determined demand points in time and at least one preset assessment criterion, several potential contact points in time at which money is supplied to the money transfer system and/or money is removed from the money transfer system are determined and assessed, a contact point in time that is favorable based on the assessment result of the assessment method being automatically determined, and

in which the determined favorable contact point in time is output and/or further processed by the data processing system.

2. The method according to claim 1, wherein the money transfer system is a cash dispensing machine, a cash deposit machine, a cash safe, a bank branch, a retail company and/or at least an automatic cash system.

3. The method according to claim 1, wherein for determining the first and/or at least the second demand point in time a time series analysis is performed, in which the actual variation with calendar of the demand for the respective money transfer system and/or a comparable money transfer system in the past is determined, preferably taking into account fluctuations of the actual demand that have occurred and/or that are to be expected.

4. The method according to claim 1, wherein the variation with time of the demand is determined from the statistical acquisition of the actual demand over a representative period in time, preferably over at least one calendar year, with the aid of the or a further data processing system.

5. The method according to claim 1, wherein the demand point in time is determined such that at the determined demand point in time a preset amount of money is still present in the money transfer system as a withdrawal capacity for withdrawal with a preset probability and/or that at the determined demand point in time a preset free banknote storage as a deposit capacity for the deposit of money in the money transfer system is available with a preset probability.

6. The method according to claim 1, wherein as a further assessment criterion, there serves

the potential contact points in time contractually agreed upon with at least one transport company,

the costs for actually used contact points in time, the possibly agreed upon different costs for agreed upon potential contact points in time,

the interests for the supplied money from the contact point in time up to the demand point in time and/or other costs when the contact point in time lies before the demand point in time,

the interests for the money not yet removed from the money transfer system, the probability of the complete consumption of the money of one denomination present in the money transfer system,

the probability of the complete consumption of the money of all denominations present in the money transfer system,

the loss of confidence of the customers given a complete consumption of the money of one denomination,

the loss of confidence of the customers given a complete consumption of the money of all denominations, and/or

the probability of the complete filling of the money that can be deposited in the money transfer system.

7. The method according to claim 6, wherein assessment points are assigned to the one or each assessment criterion, preferably as costs, the assessment method performing an assessment for different potential contact points in time and determines the contact point in time, the assessment points of which represent the minimum expense.

8. The method according to claim 1, wherein the contact point in time and/or the demand points in time specify a calendar day or a time period of a calendar day, preferably morning, afternoon, evening and/or night.

9. The method according to claim 1, wherein the money transfer systems assigned to the transport chain and having the same determined contact point in time are assigned to a value transport tour, the money transfer systems assigned to a value transport tour being output together with the contact point in time and preferably the required amounts of money to be supplied and preferably being automatically transferred to a value transport company (WTU).

10. The method according to claim 1, wherein the money transfer system and the further money transfer system are contacted at the contact point in time, money according to the demand of the respective money transfer system being supplied to the money transfer system and/or being removed from the money transfer system.

11. The method according to claim 1, wherein the data with information on the variation with time of the demand for supplying money to the money transfer system and/or to the further money transfer system and/or on the variation with time of the demand for removing money from the money transfer system and/or from the further money transfer system is provided by a data bank system and/or is determined from the data provided by a data bank system.

12. A device for determining a contact point in time for contacting a money transfer system, comprising:

with a data processing system,

to which data with information on the variation with time of the demand for supplying money to the money transfer system and/or on the variation with time of the demand for removing money from the money transfer system can be transmitted,

which, based on the variation with time of the demand, determines at least one next demand point in time at which the money transfer system has a demand for supplying and/or removing money,

which assigns the money transfer system to a transport chain,

which determines at least one further next demand point in time of at least one further money transfer system assigned to the transport chain, at which the further money transfer system has a demand for supplying and/or removing money, or at which a further next demand point in time of at least one further money transfer system assigned to the transport chain is transmitted to the data processing system, at which a demand of the further money transfer system for a supply and/or removal of money is expected,

which performs an assessment method, which, based on the determined demand points in time and at least one preset assessment criterion, determines and assesses several potential contact points in time at which money is supplied to the money transfer system and/or at which money is removed from the money transfer systems, the data processing system automatically determining a favorable contact point in time based on the assessment result of the assessment method, and

which outputs the determined favorable contact point in time and/or further processes it.

13. A method for determining a contact point in time for contacting a money transfer system, comprising:

in which data with information on the variation with time of the demand for supplying money to the money transfer system and/or on the variation with time of the demand for removing money from the money transfer system is transmitted to a data processing system,

in which with the aid of a data processing system, based on the variation with time of the demand, at least one next demand point in time is determined, at which the money transfer system has a demand for a supply and/or removal of money,

in which with the aid of the data processing system an assessment method is performed, with the aid of which, based on the determined demand point in time and at least one preset assessment criterion, several potential contact points in time at which money is supplied to the money transfer system and/or at which money is removed from the money transfer system are determined and assessed, a contact point in time that is favorable based on the assessment result of the assessment method being automatically determined, and

in which the determined favorable contact point in time is output and/or further processed by the data processing system.

14. A device for determining a contact point in time for contacting a money transfer system, comprising:

with a data processing system,

to which data with information on the variation with time of the demand for supplying money to the money transfer system and/or on the variation with time of the demand for removing money from the money transfer system can be transmitted,

which, based on the variation with time of the demand, determines at least one next demand point in time, at which the money transfer system has a demand for a supply and/or a removal of money,

which performs an assessment method, which, based on the determined demand point in time and at least one preset assessment criterion, determines and assesses several potential contact points in time at which money is supplied to the money transfer system and/or at which money is removed from the money transfer system, a favorable contact point in time being automatically determined by the data processing system based on the assessment result of the assessment method, and

which outputs and/or further processes the determined favorable contact point in time.