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OVER THE AIR UPDATE OF PAYMENT TRANSACTION DATA STORED IN SECURE MEMORY

  • US 20100211507A1
  • Filed: 09/21/2009
  • Published: 08/19/2010
  • Est. Priority Date: 09/22/2008
  • Status: Active Grant
First Claim
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1. A mobile device for use in conducting a payment transaction, comprising:

  • a processor;

    a memory; and

    a set of instructions stored in the memory, which when executed by the processor implement a method toconduct the payment transaction by communicating with a point of sale terminal using a near field communications mechanism of the mobile device; and

    receive data related to the payment transaction at the mobile device using a cellular communications network, wherein the received data related to the payment transaction is an update to data stored in the mobile device as a result of communicating with the point of sale terminal.

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