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Integrated System and Method for Enabling Mobile Commerce Transactions using "Contactless Identity Modules in Mobile Handsets"

  • US 20100216396A1
  • Filed: 02/15/2010
  • Published: 08/26/2010
  • Est. Priority Date: 02/16/2009
  • Status: Active Grant
First Claim
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1. A integrated system facilitating contactless mobile touch transaction useful in making electronic payment for opted service by a user or a transaction involving the sale or purchase of goods or services with payment or credit against his account comprises:

  • a near field communication enabled wireless handheld communication device;

    the handheld communication device having a Contactless SIM;

    a RF antenna coupled to the Contactless SIM controller;

    touch sensitive point of sale device consisting of an Active Poster device with enabled near field communication functionality;

    a standard computer with networking ability;

    mobile network provider'"'"'s application;

    the communication module uses NFC interface of the handheld communication device and the touch interface of the Active Poster, to trigger the mobile commerce transaction;

    the NFC interface executes the communication action in response to a signal detection, due to proximity of the wireless handheld device at specific location on the active poster;

    the NFC interface of the active poster being in communicative connection with a backend server of the service provider;

    the backend server that receives the transaction signal, identifies the user corresponds to a transaction, provides the transaction signals to the active poster;

    the user manually selects a mobile commerce transaction by pressing a button on active poster;

    the active poster communicates with the backend server;

    completes the mobile commerce transaction;

    the server if required communicates with the wireless handheld device through telecommunication network to complete the transaction.

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