Lottery Transaction Device, System and Method with Paperless Wagering and Payment of Winnings
First Claim
Patent Images
1. A retail POS device, comprising:
- a reader terminal component for reading a transaction card and reading indicia on one or more lottery tickets; and
a computer processor in communication with the reader terminal component and operable to execute instructions for;
conducting lottery transactions and non-lottery transactions;
associating a transaction amount with a transaction instrument; and
associating the one or more lottery tickets with the transaction instrument.
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Accused Products
Abstract
A lottery device, system and method incorporate lottery and non-lottery transaction capabilities within a single device that also provides for paperless wagering and payment of winnings. As part of the present invention, a transaction instrument facilitates typical consumer transactions as well as transactions related to lottery offerings and can use a reader terminal component to associate lottery tickets with the transaction instrument.
101 Citations
20 Claims
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1. A retail POS device, comprising:
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a reader terminal component for reading a transaction card and reading indicia on one or more lottery tickets; and a computer processor in communication with the reader terminal component and operable to execute instructions for; conducting lottery transactions and non-lottery transactions; associating a transaction amount with a transaction instrument; and associating the one or more lottery tickets with the transaction instrument. - View Dependent Claims (3, 4, 5, 6, 8, 9)
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2. The device of claim I wherein the computer processor is further operable to execute instructions for displaying an interface associated with at least one non-lottery-related retailer function and for displaying an interface associated with at least one lottery-related retailer function.
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7. A method, comprising:
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communicating, from a lottery data processing system, a funding amount to a financial institution account associated with a transaction instrument based on winnings from a lottery offering; and providing a retail POS device having; a reader terminal component for reading the transaction instrument and reading indicia on one or more lottery tickets, and a computer processor in communication with the reader terminal component and operable to execute instructions for associating the one or more lottery tickets with the transaction instrument.
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10. A retail POS device, comprising:
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a reader terminal component for reading a transaction instrument; and a computer processor in communication with the reader terminal component and operable to execute instructions for; conducting lottery transactions and non-lottery transactions; associating a transaction amount associated with a winning lottery event with a financial institution account associated with the transaction instrument. - View Dependent Claims (11, 12, 13, 14, 15)
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16. A method, comprising:
providing a retail POS device having; a reader terminal component for reading a transaction instrument used with lottery transactions, and a computer processor in communication with the reader terminal component and operable to execute instructions for conducting lottery and non-lottery transactions, and for applying funds to a financial institution account associated with the transaction instrument. - View Dependent Claims (17)
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18. A transaction processing system, comprising:
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a POS terminal having a processor and a display, wherein the processor is operative to;
display a first interface associated with at least one non-lottery-related retailer function on the POS terminal display; and
display a second interface associated with at least one lottery-related retailer function on the POS terminal display; anda lottery management and transaction processor in communication with the POS terminal processor and one or more third party game application providers, wherein the lottery management and transaction processor hosts a plurality of available lottery games selectable by a user of the POS terminal, and wherein the available lottery games include third party game applications provided from the one or more third party application providers.
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19. A method, comprising:
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providing a POS terminal having a processor and a display, wherein the processor is operative to;
display a first interface associated with at least one non-lottery-related retailer function on the POS terminal display; and
display a second interface associated with at least one lottery-related retailer function on the POS terminal display; andproviding a lottery management and transaction processor in communication with the POS terminal processor and one or more third party game application providers, wherein the lottery management and transaction processor hosts a plurality of available lottery games selectable by a user of the POS terminal, and wherein the available lottery games include third party game applications provided from the one or more third party application providers.
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20. A computer readable medium including instructions that, when executed on a processor, perform a method for processing lottery and non-lottery transactions, the method comprising:
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providing a POS terminal having a CPU and a display, wherein the CPU is operative to;
display a first interface associated with at least one non-lottery-related retailer function on the POS terminal display; and
display a second interface associated with at least one lottery-related retailer function on the POS terminal display; andproviding a lottery management and transaction processor in communication with the POS terminal CPU and one or more third party game application providers, wherein the lottery management and transaction processor hosts a plurality of available lottery games selectable by a user of the POS terminal, and wherein the available lottery games include third party game applications provided from the one or more third party application providers.
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Specification