Systems and Methods to Process User Initiated Transactions
First Claim
1. A computer-implemented method, comprising:
- receiving by a server computer a request initiated from a mobile phone at a first phone number, the request including an identification of an account and an amount; and
in response to the request initiated from the mobile phone at the first phone number, the server computer transferring funds between a user of the mobile phone and the account, according to the amount, using a telecommunication carrier.
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Accused Products
Abstract
Systems and methods are provided to process transactions initiated by users of mobile devices. In one aspect, a system includes a data storage facility to store phone numbers of users, and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and to communicate with the controllers in different formats. The interchange uses the converters to transmit at least one premium message to a mobile phone at a first telephone number to provide an amount to the mobile phone using funds associated with a second telephone number, in response to a request initiated from a mobile phone at the second telephone number.
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Citations
20 Claims
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1. A computer-implemented method, comprising:
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receiving by a server computer a request initiated from a mobile phone at a first phone number, the request including an identification of an account and an amount; and in response to the request initiated from the mobile phone at the first phone number, the server computer transferring funds between a user of the mobile phone and the account, according to the amount, using a telecommunication carrier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A computer-readable storage media storing instructions, the instructions causing a computer to perform a method, the method comprising:
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receiving by a server computer a request initiated from a mobile phone at a first phone number, the request including an identification of an account and an amount; and in response to the request initiated from the mobile phone at the first phone number, the server computer transferring funds between a user of the mobile phone and the account, according to the amount, using a telecommunication carrier.
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20. A system, comprising:
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a data storage facility to store telephone numbers of users; and an interchange coupled with the data storage facility, the interchange including a common format processor and a plurality of converters to interface with a plurality of controllers, the converters configured to communicate with the controllers in different formats, the converters to communicate with the common format processor in a common format, the common format processor to instruct a first controller of the controllers, via a first converter of the converters, to transmit at least one premium message to a mobile phone at a first telephone number to provide an amount to the mobile phone using funds associated with a second telephone number, in response to a request initiated from a mobile phone at the second telephone number.
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Specification