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EFFICIENT TWO-FACTOR AUTHENTICATION

  • US 20100235900A1
  • Filed: 03/03/2010
  • Published: 09/16/2010
  • Est. Priority Date: 03/13/2009
  • Status: Abandoned Application
First Claim
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1. An authentication method, comprising:

  • receiving a card challenge;

    receiving a user-provided credential;

    combining the card challenge with the user-provided credential; and

    transforming the combination of the card challenge and user-provided credential.

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