SYSTEMS AND METHODS FOR SENSOR-ENHANCED HEALTH EVALUATION
First Claim
1. An activity evaluation system for use in managing an insurance-related process, comprising:
- at least one sensor configured to monitor an activity level of an individual associated with an insured entity;
an activity evaluation module configured to;
collect activity level-related data from the at least one sensor;
analyze the collected activity level-related data to determine an activity evaluation indicative of the activity level of the individual; and
output the activity evaluation;
an output device configured to provide feedback that is based at least in part on the activity evaluation; and
a communications module configured to communicate at least one of the collected data and the activity evaluation to a server operated by an insurance company providing insurance to the entity.
1 Assignment
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Accused Products
Abstract
Systems and methods are discussed for providing sensor enhanced safety, recovery, and activity evaluation systems. Sensors that monitor user activity and behavior are worn by a user and/or placed in the user environment. Data from the sensors are processed to obtain a safety, recovery, and/or activity evaluation. Based on the evaluation, recommendations or adjustments to the terms of an insurance policy covering the user, the user'"'"'s employer, or a facility providing health care to the user to accurately reflect the risks associated with the user, employer, and/or facility.
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Citations
22 Claims
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1. An activity evaluation system for use in managing an insurance-related process, comprising:
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at least one sensor configured to monitor an activity level of an individual associated with an insured entity; an activity evaluation module configured to; collect activity level-related data from the at least one sensor; analyze the collected activity level-related data to determine an activity evaluation indicative of the activity level of the individual; and output the activity evaluation; an output device configured to provide feedback that is based at least in part on the activity evaluation; and a communications module configured to communicate at least one of the collected data and the activity evaluation to a server operated by an insurance company providing insurance to the entity. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. An activity evaluation system for use in managing an insurance-related process, comprising:
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a server configured to receive activity evaluation data derived at least in part from at least one sensor monitoring the activity of an individual associated with an insured entity; and a business logic processor configured to adjust an insurance-related parameter associated with the insured entity based at least in part on an analysis of the received data by an activity evaluation module. - View Dependent Claims (12, 13, 14, 15, 16)
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17. A method for evaluating activity for use in managing an insurance-related process, comprising:
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receiving by a server evaluation data derived at least in part from at least one sensor monitoring the activity of an individual associated with an insured entity; and adjusting by a business logic processor an insurance-related parameter associated with the insured entity based at least in part on an analysis of the received data by an activity evaluation module. - View Dependent Claims (18, 19, 20, 21, 22)
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Specification