VIRTUAL TERMINAL FOR MOBILE DEVICES
First Claim
Patent Images
1. A payment acceptance apparatus comprising:
- a processor on a mobile device; and
a memory adapted to store a plurality of machine-readable instructions for the mobile device wherein the memory is executed by the processor to provide;
a payment acceptance application adapted to accept a financial card payment on the mobile device.
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Accused Products
Abstract
Systems and methods are disclosed herein to allow merchants having accounts with payment service providers to accept credit card payments using their mobile devices such as a cell phone, a PDA (Personal Digital Assistant) etc. A payment acceptance application running on the mobile device allows a merchant to enter the purchaser'"'"'s credit card information and other billing information, to preview the information, to transmit the information to a remote website processing the payment, and to receive confirmation that the transaction has completed successfully.
63 Citations
22 Claims
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1. A payment acceptance apparatus comprising:
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a processor on a mobile device; and a memory adapted to store a plurality of machine-readable instructions for the mobile device wherein the memory is executed by the processor to provide; a payment acceptance application adapted to accept a financial card payment on the mobile device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A method of accepting a credit card payment on a mobile device, comprising:
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displaying fields for entering order and billing information; accepting entries for the fields; transmitting said order and billing information for payment processing; and receiving confirmation of successful payment processing. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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22. A computer program product in a mobile device comprising a computer readable medium having computer readable code for instructing a processor to perform a method, the method comprising:
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displaying fields for entering order and billing information; accepting entries for the fields; transmitting said order and billing information for payment processing; and receiving confirmation of successful payment processing.
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Specification