METHOD AND APPARATUS FOR PROVIDING ONLINE PAYMENTS
First Claim
Patent Images
1. A method comprising:
- receiving an indication that information identifying a bill is available;
retrieving a user credential associated with the bill;
generating a request for the bill, including the user credential and the information; and
generating a bill authorization message.
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Abstract
An approach is provided for making and handling online payments. An indication that information identifying a bill is available is received. A user credential associated with the bill is retrieved. A request for the bill is generated, wherein the bill includes the user credential and the information. A bill authorization message is then generated.
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Citations
20 Claims
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1. A method comprising:
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receiving an indication that information identifying a bill is available; retrieving a user credential associated with the bill; generating a request for the bill, including the user credential and the information; and generating a bill authorization message. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A computer-readable storage medium carrying one or more sequences of one or more instructions which, when executed by one or more processors, cause the one or more processors to at least perform the following steps:
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receiving an indication that information identifying a bill is available; retrieving a user credential associated with the bill; generating a request for the bill, including the user credential and the information; and generating a bill authorization message. - View Dependent Claims (10, 11, 12, 13, 14, 15)
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16. An apparatus comprising a processor and a memory storing executable instructions that if executed cause the apparatus to at least perform the following:
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receiving an indication that information identifying a bill is available; retrieving a user credential associated with the bill; generating a request for the bill, including the user credential and the information; and generating a bill authorization message. - View Dependent Claims (17, 18, 19, 20)
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Specification