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Computer-Based Modeling of Spending Behaviors of Entities

  • US 20100250469A1
  • Filed: 06/11/2010
  • Published: 09/30/2010
  • Est. Priority Date: 10/24/2005
  • Status: Abandoned Application
First Claim
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1. A method for modeling consumer behavior to estimate consumer spend, comprising:

  • receiving individual and aggregated consumer data including consumer panel data, tradeline data and internal customer data;

    analyzing the individual and aggregated consumer data to determine spending behavior for at least one category of consumers;

    deriving a model of consumer spending patterns for the at least one category based on said analyzing; and

    validating the model using consumer panel data.

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